Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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 Jul 11 2016, 12:41 PM
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#1
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Junior Member
104 posts Joined: Sep 2013 
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QUOTE(poor man @ Jul 10 2016, 12:48 PM) hl islam fd promo flyer 1 july 2016 to 30 sep 2016 Thanks for sharing. Nevertheless, the placement is a bit inconvenient and only accepted at home branch:( 6 mth - 4.15% min 10k 12 mth - 4.25% min10k must open acc T&C https://www.hlisb.com.my/assets/files/promo...july-tnc-en.pdf  Attached thumbnail(s) 
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Jul 14 2016, 09:51 AM
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#2
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Junior Member
104 posts Joined: Sep 2013
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There is speculation that there would another cut rate of OPR by 25 points, resulting the OPR at 2.75%, if the economy continue to deteriorate and US federal reserve keep its interest rates unchanged.
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Jul 20 2016, 11:59 AM
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#3
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Junior Member
104 posts Joined: Sep 2013
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Have anyone loss the principal amount by investing in GIA-i ? In the product disclosure sheet, it stated that the customers will borne the loss if the fund does not perform as expected.
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Jul 20 2016, 02:41 PM
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#4
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Junior Member
104 posts Joined: Sep 2013
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QUOTE(cklimm @ Jul 20 2016, 12:15 PM) oh yes, some of us here are 0.25% poorer than expected since the opr changes Less interest gained without affecting your principal ? Just want to check before invest in GIA-I |
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Jul 26 2016, 02:43 PM
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#5
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Junior Member
104 posts Joined: Sep 2013
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QUOTE(munkeyflo @ Jul 25 2016, 11:22 AM) Just received this today. For the first 2 promotions, is it eFD or the placement must be made via the branch ?Maybank FD promotion for July - Aug 2016: -------------------------------------------- 1) 3 mths- 3.65% ( Fresh Fund) 3 mths - 3.50% (Non Fresh Fund) 2) 6 mths- 3.85% ( Fresh Fund) 6 mths- 3.65% (Non Fresh Fund) 3) GIA- 3.75% interest calculate on daily. |
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Jul 28 2016, 04:06 PM
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#6
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Junior Member
104 posts Joined: Sep 2013
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QUOTE(limeuu @ Jul 28 2016, 03:43 PM) Maybank rates never competitive.... I have asked other members here, he stated that the principal will remain intact. Have you losing substantial of principal due to investment with GIA ?GIA not only no pidm cover, but capital is also not guaranteed.... |
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