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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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DiSaver
post Jul 21 2016, 01:18 PM

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KFH
6mths 4.25%
12th 4.35%
Profit paid upfront
PIDM
DiSaver
post Jul 21 2016, 01:45 PM

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QUOTE(bbgoat @ Jul 21 2016, 01:37 PM)
The person who posted it said for Xclusive member and placement need to be at BR's HQ ?  hmm.gif
Still running ? Few days ago, it was said KFH promo ended ?
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Yes at Jln Pinang branch
DiSaver
post Jul 21 2016, 02:40 PM

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QUOTE(Bonescythe @ Jul 21 2016, 02:03 PM)
will it be jam there? Parking hard to find? Or park inside the bank parking ?

Thinking to go there, but i hate going to KL la.. especially nowadays everyday rain and flood..

Sighz.... confuse...
right Heart say go for best rate..
left heart say dun make a big fuss and just gao dim for a little bit lesser
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Latest update:
Min RM50k
Promo still on, not sure when will end
Traffic update:
to KFH - smooth
From KFH - slow but moving
Weather update:
Cloudy

update us after ur left heart & right heart come to conclusion ah LOL
DiSaver
post Jul 21 2016, 05:29 PM

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QUOTE(ftan @ Jul 21 2016, 04:33 PM)
I went to KFH Saujana Putra today. My upfront interest should be in Monday.

The promotion is still on until tomorrow 3.30pm. Min should be 10k still. So, do hurry if you still want the 4.35% rate.

The bank manager is nice and helpful. Process is a bit long because had to open new savings account. Received a free "goodwill" gift also. A nice covered mug.
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u r right on min fund.
DiSaver
post Jul 22 2016, 10:55 AM

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QUOTE(coolstore @ Jul 22 2016, 10:53 AM)
i guess the HLB special fd rate would call off any time, since too many walk in to place FD.

as them also said anytime if receiving memo from HQ.
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went to main branch, today last day. Next week 3.9%
DiSaver
post Aug 1 2016, 04:05 PM

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HL Islamic Last Day
4.15% 6 mths
min RM10k
Savings RM20.00
Banking Hour till 4:30PM
DiSaver
post Aug 11 2016, 08:50 AM

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QUOTE(familyfirst @ Aug 11 2016, 08:27 AM)
Where can I find rates for 5 yrs FD   please?  I wish to consider this as my housing loan interest is only at 4.05%pa.   No point moving my funds into that if I dont need the cash in the next 5 yrs.

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my philosophy of savings, 1st avoid borrow/hutang ah long. 2nd avoid borrow/hutang legal ah long  biggrin.gif

This post has been edited by DiSaver: Aug 11 2016, 08:51 AM
DiSaver
post Aug 11 2016, 01:55 PM

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QUOTE(familyfirst @ Aug 11 2016, 09:49 AM)
Understand.  But there are good debts and bad debts.
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agreed. unless is aiming for financial freedom
DiSaver
post Aug 12 2016, 08:57 AM

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QUOTE(galaxynote259 @ Aug 11 2016, 05:11 PM)
But the second one you should maximise, if  you can use it to buy house , rent out and cover the loan repayment
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how many of u will use DCF to compare returns against say FD interest? I bet u rarely.
Most just 'hope' for capital appreciation and only compare "bought at 300k now can sell 700k"

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