Hmmmmm ...... ok, I give a simple example below.

Say I have $100K cash in HLB S/A available for FD placement. 3 senario for FD placements available at HLB.

(1) Transfer $100K to another bank, then buy BC $100K & bring over to HL to enjoy 4.25% pa.

(2) Do a FD placement to a max of $95K at 4.25% pa & the balance $5k (which is 5%) retained in SA for 2-months. After 2-months period the $5K available at your disposal.

(3) Do a FD placement of $100K BUT at 4.20% pa only becos' it is non-fresh fund. Means 100% in FD but at a lower rate.

I opted for the 2nd. method this morning as I need the 5% for my cash flow in 2~3 months time.

went to take out my KFH upfront interest today. was told yesterday last day for that promo. then asked them if i can get the money out by banker's cheque on maturity - they said no more BC according to BNM directive. Betul kah? haha if <10k can do online transfer at 2.12 per transfer. if >10K, rentas transfer at 5.30

does that sound right?

Help calculate FD.

If the FD rate is 4.3%, how much will I get if I put 2 years?

FD rate 4.3% is by month or by year?

Let's say I put 10k... how much will I get on yearly or monthly ?

Thanks

u no answer me parking? How to park my car ? Di mana ? Park in pavillion walk over ?
take train and walk from jalan raja chulan station?

My FD matured today and I just renew it for 1 year 4.25% conventional FD rate. No T & C. I nearly delayed going to bank this morning but glad I did with the promotion sudden ending today.

hi everyone:

for these 2 banks fixed deposits:

1) Standard Chartered Malaysia
2) HSBC Malaysia

Can the withdrawal be done at any branch or has to be at home branch?

Anyone knows if the interest of Maybank eFD Flexi Campaign (Effective rate for a year is about 4.3) still valid?

Placed one in April and has not reached the 7th month stepped up interest...