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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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sandkoh
post Aug 3 2016, 02:41 PM

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QUOTE(Optiplex330 @ Aug 3 2016, 01:45 PM)
I placed FD with Bank Raykat last week and didn't get any thing. How come?
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did you ask? better to ask. sometimes they give without customer ask.
sandkoh
post Aug 3 2016, 02:45 PM

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QUOTE(tryifelsecatch @ Aug 3 2016, 02:42 PM)
what's the best way to withdraw cash (say 50K) from saving account for new FD placement?
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take cash out, personal cheque, banker cheque, transfer to the other bank account, ......
sandkoh
post Aug 8 2016, 04:16 PM

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QUOTE(yahiko @ Aug 8 2016, 11:57 AM)
So the best rate for normal 12month is HLB 3.95?
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uob & ocbc same 3.95 rate for 1 year.

QUOTE(wil-i-am @ Aug 8 2016, 01:04 PM)
I tot UOB n OCBC offer d same rate too?
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yup.
sandkoh
post Aug 10 2016, 10:18 PM

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QUOTE(LNYC @ Aug 10 2016, 08:51 PM)
bye.gif  bye.gif  bye.gif

coincidentally i have 3 fd maturing after the opr free fall cry.gif  cry.gif
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better luck next time. brows.gif
sandkoh
post Aug 13 2016, 09:10 AM

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so many people sulk on fd interest rate. pampered by 4.5% rate.

back in oct 2014, after opr increase, fd promo 3.87% to 4%. now the 3.95% and 4.05% by affin still not bad.

wait until another reduction of opr, that will be bad.
sandkoh
post Aug 13 2016, 10:13 AM

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QUOTE(Ramjade @ Aug 13 2016, 09:36 AM)
Actually affin can get 4.15% open BSA/ as another person suggested just apply for affin cc (affin cc is foc)

So right. Next OPR reduce, more people will cry as FD rates become more pathetic.
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i use pure fd for comparison purpose.


sandkoh
post Aug 14 2016, 01:43 PM

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QUOTE(letsgotowar @ Aug 14 2016, 01:19 PM)
hi everyone, sorry to ask a basic question. can i uplift the deposit before maturity date? Will this cause to waive the interest?
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QUOTE(wil-i-am @ Aug 14 2016, 01:29 PM)
The partial interest is applicable for certain durations n above ony
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most cases, <3 month no interest. >3 month half of interest promised on placement time.

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