hmm affin have to buy some products from them in order qualify? u bought UT?

No, 4.05% pure FD. Only 4.15/4.25% has other requirements like debit card/ UT etc. Going there now.

okay , got it ! thx

Looks like that's all for this year Merdeka promo.....
I am going to Bangkok Bank soon

Have not been following this thread for a while.Just to confirm re MBB GIA-i.
Say you have a 12 month tenure. Any interest drop midway thru the tenure will not affect your earlier placement...ie you still get the higher interest rate ? Just that the system will auto generate interest to your account at the current lower rate and have to call MBB to make manual adjustments for the shortfall?

If I am not mistaken, gia is not a guaranteed instrument, and your profit sharing return depends on the performance day to day....so when quoted return drops, your return will accordingly drop...

how if the initial principal amount get effected too? lol.. doubt it won't happen so soon...

The issue I faced is for the Oct 2015 MBB GIA-i 12 mth promo with eff rate of 4.5% (step-up type).

It is better not to mix it up with current promo of FIXED rate (though it has been changed twice within 1 month) !

Went to Affin branch in Bayan Baru. All done within 8 minutes ! Nice !

Put in for 15 mth 4.05%, pure FD. On maturity, all go to SA. So on maturity, I can xfer the fund to anywhere there is FD or for other uses. No need to go to the branch.

Asked about the 4.15% promo, need to apply debit card. Take 3 weeks to get it. Cannot get the promo rate until the debit card approved in the system ! Something wrong there. Anyway did not inquire further as do not want to get into hassle of cancelling the debit card later. Debit card first year free and second year RM20.

Just out of curiosity if your fund is >IBG/IBFT limit, how can you transfer out of the bank to another SA in another bank? You will still need to go to the bank and RENTAS over right?

for new customer, need to open SA right?
and sorry for noob question, upon maturity, xfer fund means online xfer or bankcheque or.. ? thanks

I already have SA, so not sure if this promo need SA for new customer.

Xfer fund means online xfer. Affin limit is 50k per day.

Went with Affin 4.05% too! I didn't open SA, but will get cheque once it's matured. (Y)

10k!

Cheq is by default or as per your request?

The FD placement amt did not exceed the 50k per day xfer limit of Affin.

This post has been edited by bbgoat: Aug 19 2016, 09:04 PM

nowadays still give cheque huh?

By default. Either that or SA. I don't wanna open so many accounts in different banks. Haha.

Maybank Fixed Deposit (FD) Merdeka 59 (5 months) Campaign
18 August 2016 - 15 September 2016

Enjoy superb rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds and non-fresh funds (dual pricing) made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 15th September 2016 or upon reaching the overall limit, whichever is earlier.

Definition
I. Fresh Funds for this campaign is defined as:
Clearing Cheques from other Banks or Funds newly transferred into customer's Current or Savings Account with Maybank.

II. Non-Fresh Funds for this campaign is defined as:
Funds that are transferred or withdrawn from any existing Maybank Current or Savings or Fixed Deposit account and re-deposited (whether part or all of the amounts withdrawn) into the Fixed Deposit account within the campaign period.

Campaign Rates are as follows:

RATES FOR FRESH FUNDS



RATES FOR NON-FRESH FUNDS



*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

Click here for Terms and Conditions (Conventional)
Click here for Terms and Conditions (Islamic)


Maybank Fixed Deposit (FD) Merdeka 59 (3+3+3) Campaign
18 August 2016 - 15 September 2016

Enjoy fabulous rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 15th September 2016 or upon reaching the overall limit, whichever is earlier.

Campaign Rates are as follows:



*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

Click here for Terms and Conditions (Conventional)
Click here for Terms and Conditions (Islamic)

This post has been edited by cybpsych: Aug 19 2016, 10:49 PM

9 months ok wo...