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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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szejz123
post Aug 3 2016, 05:45 PM

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QUOTE(TOMEI-R @ Aug 3 2016, 05:32 PM)
Its because of their system and staff. Same scenario with CIMB, Bank Islam, Bank Muamalat, AFFIN bank. The fast ones would be PBB, HLBB, Maybank.
I know it is the procedure to credit check each new customer. But But then again, to take 3 business days to open an account and place fd is just plain red tape.
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yupp, but then on the other hand, the teller did a favour to hold on the cheque for me whilst waiting for the account to open throughout the weekend. so i just have to go twice , one to open and the other to collect the FD cert. so overall, its still pretty okay. hmm.gif
Copied from my old post haha
"basically, 13 May (friday) wrote down details and passed the cheque.
19 May (thursday) - they called to collect the FD cert. SMS came saying "Cheque amount debited from account".
20 May (friday) - collected the FD cert, cert stated FD starts on 19 May. shakehead.gif "

Oh and I did in the KL main branch. Another problem is that there's no parking dry.gif

This post has been edited by szejz123: Aug 3 2016, 05:45 PM
szejz123
post Aug 3 2016, 05:53 PM

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QUOTE(yygo @ Aug 3 2016, 05:47 PM)
6 days interest gone.  sweat.gif
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better go on Monday if u don't wanna lose so much interest mega_shok.gif
szejz123
post Aug 4 2016, 05:51 PM

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If u guys got 50k in Maybank, can opt to get Aspire Card. can cut queue drool.gif
szejz123
post Aug 4 2016, 11:22 PM

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QUOTE(hurtedheart @ Aug 4 2016, 08:30 PM)
Need to pay rm12 for the Aspire card or not?
Should have opted for that then, was at Maybank ttdi yesterday & waited such long time just to get my debit card changed!
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Did it a few months ago, without any charges. but weirdly maybank website seems to say there's charges for conversion now hmm.gif confused.gif
szejz123
post Aug 4 2016, 11:43 PM

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QUOTE(nexona88 @ Aug 4 2016, 11:28 PM)
well nowadays no such thing as free.

everything have charges  bruce.gif
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last time really free la, the person manning the ticket booth kept encouraging everyone to swap for it. Probably its past the promo period la. Anyways, it feels really nice to cut the queue brows.gif
szejz123
post Aug 8 2016, 02:19 AM

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Did some research. Affin's normal savings acc. debit card issuance cost RM10. debit card annual fee is RM8 +GST.
but, u can opt for basic savings acc , debit card issuance - RM12 , however, annual fee is waived.
This means that 0.1% extra in FD could be worth it, if one opts for a debit card. hmm.gif

Debit card fees
BSA fees

szejz123
post Aug 14 2016, 02:40 AM

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QUOTE(starry @ Aug 13 2016, 06:49 PM)
Thank you very much for the replies  notworthy.gif

Just to confirm for 4.15% FD package 2, debit card fee is RM20?
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QUOTE(David3700 @ Aug 13 2016, 08:00 PM)
Debit card is RM 20 per year + 6% GST
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According to Affin's Charges List,
Normal Savings - RM10 for issuance, RM8 annual fee
Basic Savings - RM12 issuance, no annual fee

http://www.affinbank.com.my/General/Tariff...nk-Account.aspx
http://www.affinbank.com.my/General/Tariff...rvices-ATM.aspx

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