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Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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cklimm
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Jul 4 2016, 11:04 AM
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QUOTE(Seager @ Jul 4 2016, 10:53 AM) Hi guys, I'm back  I have some savings up to RM10k now, and would like further feedback and if anyone has experience to share with regards to Maybank's PNA-i plan: http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-AccountsI have a few questions: 1. Is the interest on a monthly basis? 2. Can I deposit an additional RM1000 monthly based on my own will, or is this compulsory? 3. Any further comments and advice? Thank you 1.This one, you put you instantly get your interest, 2.but if you withdraw before due date, they will deduct your principal, 3.the rate sucks, there are 4% FD around the town, see page 1
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cklimm
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Jul 4 2016, 06:06 PM
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QUOTE(mamamia @ Jul 4 2016, 02:56 PM) Checked, only selected branch AMBANK FD PROMO till October: 6 months 4.25%, earmark 5% of your FD amount at saving account for 6 months Minimum fresh fund RM10000 So, u need to earmark RM500 at saving for 10k FD placement for 6 months. if the 5% placed into true savers (1.8%), effective rate will be 4.21% p.a
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cklimm
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Jul 5 2016, 08:13 PM
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QUOTE(poor man @ Jul 5 2016, 07:01 PM) Exclusive RinggitPlus Free Dyson Fan With RHB Premier Banking RHB CASA at an RHB Branch with a minimum deposit of RM200,000 (two hundred thousand Ringgit) and a minimum CASA hold period of 6 months; T&C https://media.ringgitplus.com/creatives/b7a...-conditions.pdfThe best RHB casa makes you 2.75%p.a, generic 6 months promo FD makes you +-4.15%p.a. with RM200k capital, RHB MaxCash acc makes you RM 2750 in 6 month; while 6 month promo FD makes RM4150. Therefore, you are forgoing RM1400 for a cool fan, it better worth it.
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cklimm
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Jul 6 2016, 07:54 AM
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QUOTE(wil-i-am @ Jul 6 2016, 12:37 AM) we need more useful post like this, 4.4%pa ayam kambing!
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cklimm
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Jul 6 2016, 10:41 AM
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QUOTE(ikanbilis @ Jul 6 2016, 10:09 AM) Thanks poor man for showing us the BEST deal from KFH! Effective rate for 12 month up to 4.54%.!! If you got the early bird gift, then you returns up to 4.66% pa!!!  great, forget bout al rajhi then
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cklimm
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Jul 11 2016, 10:04 AM
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QUOTE(guy3288 @ Jul 10 2016, 10:55 PM) frens, wanna ask those who have placed the KFH FD promotion 12m @4.35% with upfront interest: Do you get the upfront interest same day you place the FD or must go back another day? Do u need open Savings account? Quite a hassle as i have closed my SA previously. and troublesome go back again just to take the interest. i got my interest a few days later, into KFH savings account. It worth the trouble
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cklimm
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Jul 11 2016, 05:11 PM
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QUOTE(guy3288 @ Jul 11 2016, 02:34 PM) thanks, but now is a bit too late for the early bird gifts. + i wanna skip that opening new SA with KFH and go back second round, so i ended up with BR again and got another parker pen today. small amount takpa,lose not much . considering there's only 3 working days from 4th july till 11 jul(today), you have decent chances. Not all Malaysians can fork out 50k at any time
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cklimm
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Jul 13 2016, 05:45 PM
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Now I begin to worried with my Maybank step ups: *Should there be an Overnight Policy Rate change, the offer rates may be revised.
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cklimm
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Jul 13 2016, 11:06 PM
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QUOTE(Human Nature @ Jul 13 2016, 11:02 PM) Anyone recall what was the average 12m FD promo rate when the OPR was 3%?
Time flies
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cklimm
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Jul 14 2016, 07:52 AM
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QUOTE(nexona88 @ Jul 13 2016, 11:26 PM) wah below 4% huh?  QUOTE(David3700 @ Jul 14 2016, 05:34 AM)
Behold: promo rate in 2009 *archive*http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotionshttp://www.maybank2u.com.my/WebBank/fd2171109B_tnc.pdf
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cklimm
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Jul 14 2016, 10:28 AM
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QUOTE(tarc2000 @ Jul 14 2016, 10:01 AM) UOB Butterworth. 12 Month 3.2%. But I get a Special Rate: 3.95% at today (14/07/2016) thats important: Banks start making below 4% promos
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cklimm
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Jul 15 2016, 09:51 PM
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QUOTE(poor man @ Jul 15 2016, 09:10 PM) Bank Muamalat Malaysia Berhad (“Bank Muamalat”) is organizing an FTA-i Short-Term Campaign from 15th May 2016 till 14th August 2016. 3 mth - 3.98% min 3k 3 mth - 4.01% min 1juta T&C http://www.muamalat.com.my/downloads/Wang_...r_3_English.pdf4.01 for 3 months? thats a decent rate
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cklimm
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Jul 16 2016, 02:22 PM
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QUOTE(wil-i-am @ Jul 16 2016, 12:43 PM) Was informed by Maybank BM tat they could offer FD promo by tis mth (tbc) Replacing the previous 4.25% promo?
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cklimm
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Jul 17 2016, 07:30 AM
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QUOTE(cybpsych @ Jul 17 2016, 07:20 AM) maybank gia dropped to 3.75℅ thats an important info
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cklimm
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Jul 17 2016, 11:44 AM
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QUOTE(guy3288 @ Jul 17 2016, 10:33 AM) placement before 16.7.16 will still get 4%. new GIA from yesterday will get 3.75%. now it makes me wonder: should i uplift my 4% parked money there?
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cklimm
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Jul 17 2016, 01:55 PM
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wow guys, Maybank is releasing a factsheet for GIA, which makes this fund which looks like a FD indeed looks like a fund. http://www.maybank2u.com.my/WebBank/IA_Fun...e_TF_2016Q1.pdf
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cklimm
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Jul 17 2016, 08:55 PM
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QUOTE(Andrew_1980 @ Jul 17 2016, 08:51 PM) GIA offer 4% but I'm late  But I'm curious, let says I put 5000 for 1 month, so I get 3.75% return 187.50? or how much will I get? The 3.75% is per annum, which means that your 187.50 has to divided by 12
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cklimm
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Jul 20 2016, 12:15 PM
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QUOTE(FDInvestor @ Jul 20 2016, 11:59 AM) Have anyone loss the principal amount by investing in GIA-i ? In the product disclosure sheet, it stated that the customers will borne the loss if the fund does not perform as expected. oh yes, some of us here are 0.25% poorer than expected since the opr changes
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cklimm
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Jul 23 2016, 10:46 PM
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QUOTE(nexona88 @ Jul 23 2016, 10:19 PM) heard they did give out some loans. not sure how much  The question is: Who doesnt?
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cklimm
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Jul 25 2016, 07:35 AM
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Folks, behold the lowest board rate, proudly presented by UOB:
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