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Lost my life.., Gambling...
sharpshooter85
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May 29 2016, 02:56 AM
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Getting Started
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My advice for you is never stop gambling
If you look at most successful person's traits, they share similar behavior in common, which is perseverance and never give up / listen to the crowd
Who knows your lucky day is tomorrow and suddenly you stop gambling on the same day? You will regret for the rest of your life.
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Jliew168
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May 29 2016, 07:48 AM
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QUOTE(DammMyself @ May 26 2016, 03:57 PM) Her money was in my back acc.. I was greedy and the mistake has done.. I know the debt is not huge but I don't know how am I gonna tell her.. Should I just manage it on my own? I can't refund her money if she needed urgently.. In few months I am planning to take loan 18% annual.. At least not ah long.. U dumb? 18% not ah long is what? Already in deep shit now u wanna go to another larger shit With your salary u can a least get a personal loan with bank .. Forget about those loan
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iwubpreve
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May 29 2016, 09:37 PM
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hi bro, not the end of the day yet. apply some method in sorting out ur debt. classify ur debt in interest and without interest group. for with interest group, settle the smallest amount first. then follow by bigger. can wiki for debt snowballing method.
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iwubpreve
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May 29 2016, 09:38 PM
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QUOTE(stargamer @ May 29 2016, 12:33 AM) whats the fun in gambling? win money and enjoy luxury life! but it hardly last coz long run house winning
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MeToo
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May 30 2016, 02:41 PM
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QUOTE(Jliew168 @ May 29 2016, 07:48 AM) U dumb? 18% not ah long is what? Already in deep shit now u wanna go to another larger shit With your salary u can a least get a personal loan with bank .. Forget about those loan 18% is not along... is credit card
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MeToo
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May 30 2016, 02:42 PM
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QUOTE(sharpshooter85 @ May 29 2016, 02:56 AM) My advice for you is never stop gambling If you look at most successful person's traits, they share similar behavior in common, which is perseverance and never give up / listen to the crowd Who knows your lucky day is tomorrow and suddenly you stop gambling on the same day? You will regret for the rest of your life. Correct!! All the success stories u see today... did they give up after one or two failures? No! They persevere, they continue to fight, they continue to try their luck... until they day they succeed!
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sharpshooter85
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May 30 2016, 03:52 PM
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Getting Started
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QUOTE(MeToo @ May 30 2016, 02:42 PM) Correct!! All the success stories u see today... did they give up after one or two failures? No! They persevere, they continue to fight, they continue to try their luck... until they day they succeed!
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jusbella
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May 30 2016, 05:15 PM
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I don't see u r seriously want to settle ur debt, and u r not truly love her, or she is just something u hold it and don't let go? Ask ur true heart...
U r wasting time posting here..... what the point u get other ppl opinion?
Remember all these happen because u r the one who make it happen! This is ur creation! And u be responsible on ur creation! Remember always, tell urself this everyday "I am the one be responsible on what I create"
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facelol
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Feb 21 2017, 02:43 AM
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QUOTE(DammMyself @ May 26 2016, 03:46 PM) Previously 50k.. managed to reduced to 20k.. akpk reduced your loan from rm50k to rm20k? how?
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facelol
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Feb 21 2017, 08:30 AM
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QUOTE(SoFlush @ Feb 21 2017, 06:41 AM) The debt is small, the problem is your salary also, 7k gross? Turns out to be 5k'ish only nett right? Im not sure why there are people trolling in serious k saying you earn alot/respectable, but you need to also look at improving your value, earning 5k is only respectable when you are a fresh grad, if you are past the "freshie" stage and still earning that less, means youre stucked - improve there. And just stop gambling lah sohai, if u really must, then go buy toto/jackpot/4d enough already, dun buy over 100 bucks also. I think it's best to totally stop . Even toto,4d
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facelol
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Feb 21 2017, 08:31 AM
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QUOTE(kundek @ Feb 21 2017, 05:52 AM) wont 50k to 20k la...no magic like that la...my real life friend PL 20k each from 2 different bank total rm40k got pay few month when enter akpk loan comfirm is like rm 32k Ya that's why I got shock when he say reduce to 20k from 50k
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facelol
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Feb 21 2017, 08:51 AM
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QUOTE(fukumiya @ May 29 2016, 12:31 AM) If u really insaf u will NVR post something here. U will use ur free time to think how to pay back. U know why u gamble ? U r greedy person. U NVR appreciate what u have now. U wanna try stop gambling ? Ok go borrow money from ahlong. Ur guilt will ask u to stop. Trust me Bro I think it's best for u to shut the fuck up. No offence Insaf doesn't mean cannot post in here. Ppl need some guidance as well.
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Chrono-Trigger
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Feb 21 2017, 08:51 AM
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QUOTE(forever1979 @ May 28 2016, 09:10 PM) give all ur salry to ur wife. then from there get ur pocket money. woman know save money than man good idea
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Virlution
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Feb 21 2017, 09:57 AM
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under AKPK still go gamble? I think you are addicted to the gambling rush already...
Stop going to casinos or ileagal gambling den. Never step foot in. Even thinking go for fun only or see see look look only - please dont.
Stop going to 4D, toto, magnum, etc... dont look at numbers, dont talk to people talking/discussing about numbers.
Avoid football/horse betting etc...
Else one day you will go 14th floor.
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xixo_12
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Feb 21 2017, 11:45 AM
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old thread.. haish
This post has been edited by xixo_12: Feb 21 2017, 11:51 AM
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SUSempatTan
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Feb 21 2017, 05:12 PM
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Oi mangkok! U still gambling?!
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wkc
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Feb 21 2017, 06:02 PM
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Getting Started
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already 1 yearlah. TS already quit
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estcin
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Feb 21 2017, 07:02 PM
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QUOTE(wkc @ Feb 21 2017, 06:02 PM) already 1 yearlah. TS already quit sure?
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zenix
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Feb 22 2017, 01:51 AM
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50k debt roughly not counting wedding Should be able to settle in 10 months if every month 5k Without any more additional commitment
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zenix
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Feb 22 2017, 12:22 PM
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QUOTE(kundek @ Feb 22 2017, 07:16 AM) every month 5k no need eat ka,no need pay rent ka...his salary after minus epf,pcb should be around 5k just in case you're blind read my last sentence 20x if you cannot understand let me explain it TLDR no additional commitments meaning he will have to be staying at his parents house, no entertainment, and have to be open with parents and wife on his troubles and how he is really trying to improve himself. strictly following it of course it can be done, but if still wanna pretend nothing is happening, then i'm afraid human nature is bad habits will still creep out.
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