no, you need concern from developer.

mostly developer dont allowed. or they will charge you a sum of fee. many name changing and transferring need to do.

somemore large chunk of penalty to be imposed by loan bank.

losses until pant also gone

no, there are already a temporary title to TS. developer need to make resubmission to land office if transfer again, very leceh, may jam up the whole land title presentation. very risky to developer