Noob question.

Can cashback be used together with credit card discount?

I want to buy this:

http://www.lazada.com.my/microsoft-lumia-6...08958.html?mp=1

http://www.gemfive.com/my/microsoft-lumia-650-16gb-white

RM799 on Lazada with free powerbank. RM699 on GemFive without free anything.

Supposedly there's a 20% discount code right now for GemFive? Then it'd be RM559.

For Lazada I'll be using my Maybank credit card. Not sure how much discount I can get with Shopback? Bear in mind, on Lazada it comes with a free powerbank.

Webe is a radio station? Never heard before? But why is the 640 considered better?

I've seen camera comparison pictures and the 650 camera looks better.

Webe is invitation only? I'm not a TM customer at the moment.

I'm really noob. Why is band 5 needed? Just for Webe?

So you recommend I go with 640XL instead of 650?

And I'm reading halfway through the Webe thing.. it seems to tether the connection and share it you have to pay extra? Huh?

"The ceo was being ridiculous by stating fast internet is not a necessary when in fact it is in modern telecommunicTion landscapes. Maybe they know their LTE isn't as fast as others by riding on 850mhz frequency band.. " http://www.soyacincau.com/2016/06/30/webes...ing/#more-87057

Huh.. another less attractive point..

But I need to be an existing TM customer. That means monthly, I'll be paying a lot, IF I get an invitation. For now, Webe doesn't suit me.

Alamak.. I need a Citibank or HSBC card for GemFive.

Currently reading comparison for 650, 640XL and 640 on Microsoft's website.

The price for 640XL is the same as 650 on Lazada.

And I really like the design of the 650. And 5.7 inch for the 640XL seems too big for me.

Bro, do you know whether the 650 sold in Malaysia is Dual-SIM? According to Microsoft's website it is Dual-SIM. So, if the phone comes with local manufacturer warranty, it is Dual-SIM, right? Or maybe I should wait until tomorrow to call them up and see? TMTOnline is Thundermatch, right? The same company that handles the Lazada Microsoft store?

735 seems nice too. But I don't know whether this one is LTE or 3G? http://www.lazada.com.my/nokia-lumia-735-l...ey-9021633.html

You are a Windows Mobile user too?    Or you switch to Android already? karlsson recommended me Redmi Note 3. Is it good? It's Android 5 only, right? I ask him whether will lag like Android 4? he no reply. 

I rarely use Android apps.  Luckily, I've been able to emulate Android on Windows PC for the rare moments when I need to use an Android app, like Lazada. 

Hmm.. Can't decide whether 640XL or 650..

If I can lend a Citibank card, the 650 will be RM110 cheaper on GemFive than the 640XL on Lazada (assuming I can get Shopback). I guess that justifies the lower spec compared to 640XL. Too bad 640XL is unavailable on GemFive.

Wait wait, who can lend me Citibank card lol?