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 Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Jul 23 2016, 09:20 PM

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QUOTE(wil-i-am @ Jul 23 2016, 08:29 PM)
Is the process of top up at Affin smooth?
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Couldn't be better. Faster than maybank. No customer and no delay unlike maybank. But I am still a Maybank customer unless no unit then I hop over to Affin.
Ramjade
post Jul 24 2016, 07:25 AM

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QUOTE(prince_mk @ Jul 24 2016, 12:05 AM)
Your FD is still not yet finish smile.gif ??
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Nope. Still have about 30% left. All expired Nov-Dec. None expired next year.
Ramjade
post Jul 24 2016, 07:33 AM

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QUOTE(wil-i-am @ Jul 24 2016, 07:28 AM)
How u know so details?
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Bro, I keep track of my FDs. List out on a piece of paper when they all expired. Also, I know >50% of my money in FD already masuk ASX FP. The amount inside my FDs is >20% but <50% of my total money. So by rough calculations, it is at 30% left. rclxms.gif laugh.gif
Ramjade
post Jul 24 2016, 07:43 AM

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QUOTE(wil-i-am @ Jul 24 2016, 07:38 AM)
Does Affin allow u to wait for 1 hour while they keep trying from time to time?
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Maybank allow me to do that. But I keep taking no la.
Affin bank don't know. Haven't try that yey. Cause that time already 3 pm. SO the clerk try 2x then say she's closing the counter.
Ramjade
post Jul 24 2016, 07:53 AM

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QUOTE(wil-i-am @ Jul 24 2016, 07:47 AM)
I tot Affin close @ 4pm which can accommodate more 'try'?
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Bro, if you are like the rest of us who try our luck everytime without leaving book at teh counter, most banks tutup pintu for ASX FP transaction at 3-330. Some more, that was eve of Raya. Maybe that's why.
Ramjade
post Jul 24 2016, 08:06 AM

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QUOTE(prince_mk @ Jul 24 2016, 08:00 AM)
So much FD for a student. Hmm..maybe the funds is merely frm Ptptn study loan kah?
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No loans. I am loan free at the moment.
Ramjade
post Jul 24 2016, 01:38 PM

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QUOTE(wil-i-am @ Jul 24 2016, 01:08 PM)
Tis is definitely gud news for non bumi investors
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Why so? Bumi buy ASB/ASB2, we buy ASW2020, ASM, AS1M
Ramjade
post Jul 24 2016, 02:59 PM

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QUOTE(twinkle5129 @ Jul 23 2016, 09:37 PM)
Same like other bank except no Q and you can sit down comfortably while waiting for him to check. (No counter).
Besides having the BEST staffs, my branch also provides newspapers for 'waiting/ camping' customers. biggrin.gif
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QUOTE(nexona88 @ Jul 24 2016, 01:46 PM)
even with ASB/ASB2 also some Affin bank branch not much people..

can wait like VIP there. got newspaper & drinks too rclxms.gif
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Why so nice one? The affin bank that I go to does not have newspaper and they don't give you free drinks. Just that it's fast, clean and no customer.
Ramjade
post Jul 25 2016, 07:03 PM

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QUOTE(nexona88 @ Jul 25 2016, 06:39 PM)
hahahah juz I expected..

1M issue gonna make some people mass-withdrawal  devil.gif
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Wonder if people sell, will it affect AS1M performance? hmm.gif
Poor thing AS1M. Just because of name. laugh.gif
Ramjade
post Jul 26 2016, 08:47 AM

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QUOTE(you90 @ Jul 26 2016, 08:39 AM)
Tot 1M has already issue, , still want to invest in AS1M?
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Just name only same but got no connection. biggrin.gif
Ramjade
post Jul 26 2016, 08:52 AM

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QUOTE(filage @ Jul 26 2016, 12:05 AM)
Remembered long time ago during AS1M start, people say there is a risk they will charge service charge?
Is it rumour?
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For now no service charge. So just lock it in. In the future if got service charge up to you want to topup or not.
Ramjade
post Jul 26 2016, 10:31 AM

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QUOTE(tonytyk @ Jul 26 2016, 09:59 AM)
Megasale means 6 digit top up?
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Megasales = you hentam any digit you want, anytime of the day sure dapat even with repeated tries until your bank account is in critical cindition. laugh.gif

You can try and let us know in the next megasales (if there is one) . tongue.gif So far, none of us dare to try 6 digit one shot.

This post has been edited by Ramjade: Jul 26 2016, 10:37 AM
Ramjade
post Jul 26 2016, 10:46 AM

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QUOTE(filage @ Jul 26 2016, 10:42 AM)
You mean for AS1M, it is currently on service charge exemption subject to x-yearly renewal like the tax exemption?
What about ASM & ASW?
The service charge for AS1M if impose, is for selling or purchase?
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It applies to all. They will have that word there for legal requirement but in reality it will always be free or else not attractive. For purchasing only.
ASG, ASN3 all have service charge but all fixed price funds do not have service charge.
Ramjade
post Jul 26 2016, 10:52 AM

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QUOTE(nexona88 @ Jul 26 2016, 10:50 AM)
Well I don't see asm & asw..

It's for new funds like as1m & asb2 only..
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Sure autoexempted one. Or else, who want to buy when you combine it with the name? whistling.gif whistling.gif tongue.gif
Ramjade
post Jul 26 2016, 10:57 AM

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QUOTE(nexona88 @ Jul 26 2016, 10:52 AM)
Don't know when is the mega sales...

The time it happen always I not enough money to buy.. End up be happy for others..
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Even if megasales now, I won't break my FD for it. Unless maybe it's asw.

This post has been edited by Ramjade: Jul 26 2016, 10:57 AM
Ramjade
post Jul 26 2016, 02:30 PM

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QUOTE(you90 @ Jul 26 2016, 02:21 PM)
Where to get the prospectus for AS1M and ASW?

Seem like it is best to diversify my investment into ASM and ASW then.

ASW, which account you have? Pendidikan or Kesihatan?

Normally in the month of October, they declared dividens right.
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Can download from ASNB website.
See if you can get ASW. That's the hardest to get.
ASW does not have pendidikan and kesihatan. Only ASG have pendidikan and kesihatan.
For ASG, dividend not important. Check out first page for dividend date.
Ramjade
post Jul 27 2016, 09:02 AM

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QUOTE(filage @ Jul 27 2016, 12:18 AM)
Got any banks which allow u to see the teller screen? Then can know whether Oscar or not.
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Got sometimes. Personal experience CIMB let me see now and then to show to me that really no unit. bangwall.gif bangwall.gif laugh.gif laugh.gif
Ramjade
post Jul 27 2016, 10:58 AM

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QUOTE(filage @ Jul 27 2016, 10:27 AM)
They turn their monitor for you to see or their desk same level with customer? Not very sure abt CIMB, but for Maybank and RHB their desk is low and you stand up high overlooking them. Their monitor is like hidden under the table top.
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Turn and let me see.
Ramjade
post Jul 27 2016, 02:20 PM

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QUOTE(xcxa23 @ Jul 27 2016, 02:11 PM)
Jz read through 1st page and a bit blur.
1st timer and no account or buy any of the fund b4

I'm interested to buy asm via on9
Izit possible?
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1st timer need to open account first. No account no talk.
Only as1m can buy online. However exception applies to RHB.
Ramjade
post Jul 27 2016, 02:43 PM

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QUOTE(xcxa23 @ Jul 27 2016, 02:25 PM)
Thanks for the answer
Will open account 1st.

I saw requirements for the as1m household gross income less than 3k, so I'm not qualify for it

The account can open at any bank or only specific one?
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Apa rm3k? No such thing. Don't get mix up with BR1M whistling.gif
Cimb, maybank, rhb, post office. ASNB only.

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