Must be insufficient units at that moment. I'm sure you'll be able to open ASM on your next visit.
I'd noticed most of the staff said 'quota full' which is totally wrong as it should be 'insufficient units'.
Just re Q and wait for seller.

This post has been edited by twinkle5129: Jun 21 2016, 04:30 PM

Any luck today?

Tomorrow, public holiday. Don't go too early as you have to 'wait' for sellers. Majority sellers will go to bank. Bank opens 0915. But it might be your lucky day. Everything is timing & luck.

You need only 1 application/ orange form for all 3 accounts. Once unsuccessful, retry every 15mins. If long Q, immediately take another Q number after each 'rejection'.

This post has been edited by twinkle5129: Jun 21 2016, 04:59 PM

Just sacrifice 1 morning to sit at ASNB. It's easier, less stressful + higher chances too. If old auntie who can't drive well with no good sense of direction can do it, I'm sure you can do it too.
Good luck, young man.

If unsuccessful 1st time, re Q. If unsuccessful opening all accounts at once, re Q. If you have time, re Q until you get all 3 accounts. Bring something to read. Go out for a break and return to try.


What I meant, on Thursday, don't go too early to ASNB as sellers usually will sell at banks.

ASNB. (You need someone to sell their units before you can get a new account)

I yoh, don't get too confuse.

This post has been edited by twinkle5129: Jun 21 2016, 07:15 PM

Good luck and LIVE update us here on Thursday.

(I'll say, maximum <2hrs if you're lucky. I was in/out ASNB <30mins on my lucky day trying for AS1M. My niece also <2hrs for 2 accounts)

This post has been edited by twinkle5129: Jun 21 2016, 07:25 PM

Too much inside. Need to sell some ASM & AS1M later after ex dividend.

must plan how to distribute my upcoming July maturing Fds.

Meantime, I will help other family members to buy if they want to open accounts later.

This post has been edited by twinkle5129: Jun 22 2016, 09:15 AM

After this week, most probably will stop until after Hari Raya to place FDs with them.

Usually I will withdraw OTC for 5 digits. Before and after the withdrawal, I usually will scan the surrounding area. Always carry a long tongkat umbrella with me as I'd normally walked from bank to home and then by car to another bank/ ASNB. Luckily for me, the counter for PB customer is at the side end, away from prying eyes. For big amount, they usually asked me to enter a side room to get the lump sum of cash.
Yes, I've also walked with 6 digits in my worn out shopping bag.
If you're going by car, park at bright area. Always beware of your surrounding and don't get distracted by h/phone. Once you're inside car, locked and drive home/ next bank immediately.
Once you identified which is the best bank for your ASNB transactions, better open up an account & do instant transfer by IBG- 0.53c only.

This post has been edited by twinkle5129: Jun 22 2016, 07:32 PM

I've opened up Affin & CIMb during this 'investment' project besides my existing MBB. Besides IBG transfer, I still carried extra 5 digits cash around. At times, I got lucky at 1 bank and not the other. I was trying 4-6x/day going merry go round between 3 banks and at times to ASNB, Shah Alam.
From beginning of June, I'd only stick to 1 bank- <5mins drive & transfer most $ with IBG but still have a habit of carrying 4 digits cash at all times. Even though MBB is the nearest for me and few steps from my principal bank- HLB, my luck was always zero as the staff will only try the amount I requested without a 2nd try.



My ASM & AS1M target was over my personal target by 1/6/16. I had 'left over' $$ (reserved for ASW) and decided to try to 'save' everything in before my itchy fingers use it for other stuff- luxury hobbies . 'Unfortunately' it was too easy to get ASM & AS1M on that day- 1/6/16. and all $$ managed to find 'resting' places in ASM & AS1M without much 'struggle'


For CIMB- max ATM withdrawal $10k.
Still need to be extra careful with ATM withdrawal.
I always take extra caution when I see anyone wearing helmet standing near the banks/ motorcyclist waiting by the side.

This post has been edited by twinkle5129: Jun 23 2016, 08:47 AM

Up to your personal comfort level. Must still diversify- FD, property and other type of investments.


Part of $ saved in ASX are planned for new property. I've been planning to get a new condominium at Canal City but unable to 'agree' with the current unit's layout ( Eco Sanctuary) on offer. I've booked and cancelled 3 properties since beginning of this year after getting to know LYN's property forum. Learnt too much details on each project and finally family decided not to move out from current place.

I also feel right now is not the right time to get a new property. (An acquaintance just bought a resale condo here for $600k+ for rental, minus maintenance= $15k/ year. )
Too much $$ resting in principal HLB and worst with upcoming maturing FDs in July. And thanks to LYN, I get to know ASX FP existence.
Maybe in future I'll ask more about taking loan and use my ASX dividend to pay for loan instead. (if dividend still at 6%+ and loan still at 4%+)

FINAL day report:- I was only looking for 4 digits of ASW.

10:40- Baby units of ASW available.

Out for late b'fast at nearby Sanuki Udon.

11:15- Baby units of ASW.

Decided to stay on and read newspaper at the bank. Luckily bank staff was very kind and helped me to check every now and then until 1pm. In between, few more baby units available. Total 6 successful transactions from 10:40 to 1.05pm. Was about to leave after 5th transaction at 12.55pm but decided to try 1 last time and managed to get the last baby units to complete my ASW top up.

My ASX missions are accomplished. No more future plan for top up.

I've completed my personal target :-

AS1M=10/5/16- 1/6/16

ASM= 9/5/16- 1/6/16

ASW= 3/5/16- 23/6/16.

During this period, I'd only sacrificed my 'free' times for 4-6 visits/ day to few banks and spent very minimal on transportation. I've also contacted 3 banks customer services to complaint and compliment their staffs for the 1st time in my life.

Thank you everyone for sharing useful infos here. All my passbooks are .

This post has been edited by twinkle5129: Jun 23 2016, 02:49 PM

It'll be better for you to go on your own and register it under your own name. Not many units are available today and Auntie twinkle's helpful bank staff tried his best to capture ASW for me today since I'm sitting at the bank reading newspaper on my final day.

Not many ASW units available this am.

You can start trying now and the following days. Good luck!

This post has been edited by twinkle5129: Jun 23 2016, 02:48 PM

It'll be a smooth journey for you compare to the rest of us here. Anyway, I'll still wish you good luck too.

Not at the moment. Maybe in few year time when they start working. Now all still studying unless I give them 'ang pow' $$.

It's better to open up your own account. In future, your brother might wants to open his own accounts too.
Your brother has no luck as I'd managed to capture some small units ASW during my am trip.

You tried to open at bank/ ASNB?

This post has been edited by twinkle5129: Jun 23 2016, 05:16 PM

Totally agree that AFFIN bank is the BEST bank to deal with ASX transaction. My local branch has the most amazing staffing from the security guard to bank manager. I've never leave my passbook with the staff. Lately, the bank staff offered to try for my ASW top up but I still made frequent trips to the bank to try on the spot as it's all about timing & luck. Most of my successful transactions were done when I walked in myself as the staff can't try be trying all the times for me.

If I'd voted my local CIMB bank manager the worst, I'll say my Affin bank manager is the BEST manager I've ever met in my area and in my lifetime. I'm a 'normal' customer with BSA, dress up like neighbourhood auntie but I received BEST treatment from everyone there. Today, since it'll be my 'last' trip for ASX, the manager even walked me out and said I'm always welcome to keep trying in future. From what I've observed, on my normal days there, most of their regular customers have good relationship with everyone and it's like walking into a friend's place instead of a BANK.

(Unfortunately this branch cannot get 4.5% FD )

This post has been edited by twinkle5129: Jun 23 2016, 04:31 PM

Has anyone received their official 'pengisytiharan amanah' from ASNB? I was told it takes 3 weeks for them to send it to your address. This is my 4th week waiting for it.