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 Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)

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cheahcw2003
post Jul 6 2016, 12:13 AM

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QUOTE(Ancient-XinG- @ Jul 5 2016, 06:51 PM)
Owhhh this is old products now AHB is the king besides ASB
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pls justify why it is the king?
the return maybe 0.10-0.2% more than ASX, the dividend cannot be accumulated, so no effect of the power of compounded interest. Nothing to shout about, IMO
cheahcw2003
post Jul 6 2016, 09:32 AM

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QUOTE(Ancient-XinG- @ Jul 6 2016, 07:18 AM)
Erm. The dividend is actually quite high.. If haven't tolak zakat. Not accumulated but its stay 1.00 per unit and yea that's why I say its good. This is bus another alternative that they finish their asb 1 2.

I heard the conversation of banker. He said is 9 after tolak around 7 or 8. Still higher than normal fp! Provided what they say is true. I dint ask for information because I am not eligible for it.
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The half yearly dividend is 3.3%pa. So nothing to shout about. Those bumi who has max up their Asb1/2, can invest in other Asx with dividend accumulation mechanism. That is why many don't see it as a "King", just an alternative.
cheahcw2003
post Jul 6 2016, 09:35 AM

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QUOTE(Vincent9696 @ Jul 6 2016, 09:25 AM)
Only bumi can purchase? Is not it is listed at KLSE?
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It's a fixed priced REITS which only opened to bumi
cheahcw2003
post Jul 23 2016, 11:56 AM

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QUOTE(filage @ Jul 23 2016, 11:35 AM)
50k topup limit per day is ruled by ASNB I think I read here before.
Some anti-money laundering rule.
And effect all your ASX.
Like if today I topup 30k ASW at RHB. Later I go toup another 30k ASM at Maybank, I think system will reject because 1 person toup max 50 per day for all ASX.

Maybe anybody who always top 5 digit can confirm further?
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It will not be rejected. You need to declare it only
cheahcw2003
post Jul 23 2016, 01:28 PM

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QUOTE(twinkle5129 @ Jul 23 2016, 01:06 PM)
CASA to ASX no limit.
If per transaction >50k, staff needs to fill up forms. Total CASA to ASX can go beyond > 50k.
As long as $$ are HALAL, no worry about filling up forms.
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Yes money in or out also need to fill up the forms
cheahcw2003
post Jul 25 2016, 04:55 PM

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QUOTE(maudermunty @ Jul 25 2016, 04:44 PM)
Guys, just wondering. Anyone here taking the ASB loan?

Aside from taking the dividend, and paying in advanced the whole year, is there any way to reduce the principal?

Because I calculated and if the loan is for 200k, the total payment is almost 400k (based on 25 years loan). So is there a way to reduce the principal as early as possible? (When get bonus pay part principal off ke)
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There is another thread for ASB loan

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