and they keep launching new funds after the older fund not performing or stagnant.

Manage to topup 5k unit of ASW2020 from KWSP just know at PNB Putrajaya. The officer said now ASW2020 have quite lot of unit to buy.

For working people, better deposit part of your salary regularly.

Forgot to ask lah bro..  But you can try it at PNB Putrajaya, so many people buy the unit this morning... tak kira bangsa,,

My last working place, I was lucky to be able to save 100% of my salary every month and now part of it are hibernating inside ASX.

Actually, which do you guys think is better ? EPF or ASX FP Funds ?

The allocate separate quota for each agent/bank or depends on where the withdrawals are done?

Unfortunately, that looks like it. That's why I am withdrawing my FD. If keep in FD, it's redundant and cannot outrun inflation. Say thank you.

Temporary no fund/not free to go banks

Nope. End of the year.

Yeah i agreed. These 2 days top up were excellent. It was like 1 yrs amount I can topup.

Thanks to aunty and uncle giving us a chance.

Can I have both?

My brother used my father's epf acc to do savings. He was over 60 yrs old. what do u think?

Also EPF until 75 then no more dividend ya

Updated in 2015, old me

Banks like to suck people's money. So no way going to give them free money. Opportunity will come. It just take time. I intend to hold until maturity.

It's ok. Non of my FD have never not make it into ASX FP.  It just take time.

Normally how do you guys adjust ratio for 3 funds if not balanced? Like 1 fund a lot and another fund very little. Assuming not topping up new units..

What I mean is how to average it out if 1 fund has a lot and another fund is very little? I guess only way is withdraw out from the larger fund and try luck for the fund which you have less right? That is if assuming not topping up fresh money.

Auntie still got fund but no fun placing too much here. Needs a bit of excitement to shake this cushy retirement phase.