Anyone here using Credit Card? What is the differences between MasterCard and Visa?

Which one is better?

Get both. Problem solved

International rates when purchasing in FCY, that's all.

Neither VISA nor MASTERCARD has better rates. The rate is determined on the posting date, hence you can't tell what the rate is.

Mastercard ppl use more obersea

both also accepted worldwide, both are on diff platform systems, both does its job of giving u credit when u need, both are recognized, both can kill u

donno coz i only use the black amex

I dont know what card im actually using

My secretary does all the payment for me

Sejukkk

amex not widely accepted in Malaysia...

No difference.. Both also suck money and earn excessive commission from you

if you pay your full outstanding balance on time without fail, you actually save especially if you have those cash back cards...

CC forum have lots of success stories on this...

The only party the bank earns commission from is the merchant.

This.

Use RM5000, get RM 100 cash back (example je, OK); you untung, the bank rugi. That's why many banks revoking cash back at the moment

get both, seriously.
During my Eurotrip 2014, at some parking lots in Paris, can't accept Visa. But can accept Mastercard.
But in Belgium, some only accept Mastercard and not VISA.

You'll be lucky to have both.
Of course you need to spend wisely.

Just like Coke and Pepsi..

lulz my card's cashback is capped at rm50 no matter how much you spend...

and yeah, many banks are rejecting applications for cash back cards especially if the applicant has good credit...

Some banks terus revoke cash back feature

RM50 ah, you better take my bank's card, RM3K you get RM50 cashback, then RM3001 and above you spend get 0.3%; not very interesting but still at least no cap.

Say, you spent RM 10000; first RM3K you get RM50 dy, remainder RM7000 you get 0.3% which is RM21.

I know.. Been a cc user for more than a year ady.. Only use it to purchase petrol, paying bills and never fail to
make full payment..
Basically the bank is giving me money..

But some shop so langsi they want you to pay 3% if pay by cc..
I go giant buy vegetable RM 10 also they accept cc no extra charges.

Most shops in Low Yat charge those fees.

mobile/computer/workshop sure got charge..

the only merchant who don't charge are the petrol station/hypermarket/dining..

But thank god for LAZADA!!
They accept cc with NO CHARGES at all..
Last time bought mobile phone there using cc.. what you see is what you pay + discount code...