Sorry to rant here, just want to ask you guys. You have an amount of debt (c.c. mostly) and you wanted to build your future (getting a cheap property). Which one will you choose?

Actually was asking which one to settle it out first or purchase first. Anyway you answered my question. Thanks

My pay now seriously cant cover my small family usage. Really fml. Of cos nobody want to have debts. It was a little waste (I feel la) cos thought of using the epf withdraw as a second deposit for second property. But my c.c. debts until now still cant settle down. Thats why in dilemma. Blame my recent hobby as well. Really need to control spending already

At least your wife helping out financially. I am the sole breadwinner atm. And still depending on my parents. Seriously fml. Wanted to start a business based on my hobby but not sure how to start and how much needed to run.

This post has been edited by andrewcha: Nov 14 2016, 03:13 PM

My parents didnt expect much from me as they can figure out how much i earn. Become an employer is always hard to earn more compared dling business. But still I believe when you have your family = you're independent financially. I am still living in my parents house and using their cars.

Sorry to hear for your side, I guess being a little less rich sometimes is a bless. I believe you and your parent side are quite rich.

Does your little one recently went for a doctor visit?

was told FMH disease is kinda common nowadays for the little one

Nothing to rant, except for myself being lazy and didnt do the housework/cleaning. All my room are collecting dust. Until now I am not sure how dust accumulate so much

Both of these especially the bolded one. I am guilty as charged

Sometimes have to raise our voice also to know that they'd cross the boundaries. The only way to show without any physical harm.

Not sure where I heard from, they said when they're young (before teen) we need to supervise them and scold them accordingly so they wont get off the boundaries. When they're growing (during teen) then treat them and respect them as friend.

Not sure if is applicable or not.

My side wife is the one that always kena bully. She knows I am kinda strict to her so she wont simply bully me lol. In the end imho there should be 1 side is good side (soft) and 1 side is bad side (strict)

Parenting. So much different now and back then.

Back then : when we kena whack by parents = we do wrong thing and parents like *you do wrong thing thats why*

Now : we scold our kids, our parents will be like *why you scold your son/daughter?*

Lol seems like little kid like to push doors. Fridge, front door, storeroom door.