I think is a scam as 11% per month is a bit too high.

Yes its not legal for sure but like all 'illegal' investment schemes, the ones coming in late or topping up their investments later are the ones usually burnt.

But I must say this is one of the most systematic and well planned 'scam'. Its more transparent than most others. Even the way your accounts are set up is quite professional.

Ive spoken to Bank Negara and even they said its gonna take time for them to investigate FX United cuz its well set up.

I've also emailed the authorities in New Zealand and their parent company United Global checks out. All registration and trading licences are in place.

Of course. Amanah saham fixed price for me. Good or bad time, consistent return of 6% p.a without any risk to principal (will always remain the same)

Not consistent 6% and not working yet.