PB used to be a pretty good, reliable, solid, predictable and sensible bank.

For some reason, their marketing department has been taken over by a bunch of clowns who conjure up all sort of gimmicky promotions and turn banking into a circus where you need to participate by SMS.

Why can't I just go to the bank (or visit online) and deposit funds into my account because it gives the best rates without having to fxxx around with the unnecessary calculations, or worry about a typo in my SMS?