may i know how many time of your income you all got approved as the credit limit?

i just received my new aeon gold card yesterday and the credit limit is 4 time of my income, quite shock of giving me such high credit limit .

no need la , good to have higher credit limit cause i gonna move house soon , alot of thing need to buy , just curious if aeon use to give so high credit limit.

Also, one question to ask ah, lets say if i go to senheng and bought one devices cost RM3000 and i decided to pay by installment, so RM3000 of credit limit will be hold by the bank until i fully settle the installment ?

I have already clear my Aeon outstanding balance the on the 5th of June via maybank2u with RM1.06 GST top up to the o/s amount, yesterday when i check my aeon card online the o/s is RM0.00, but today when i check again i see another RM1.24 charges to my card (I never swipe the card) .

so i call to CS hotline, and they couldn't answer what are the charges for and say will call me back, did anyone faced the same issue before?

This post has been edited by ricgan: Jun 7 2016, 10:56 AM

Havent showed up in the unbilled transaction yet . And the cs cant answer what is the charges for.

My previous o/s balance was 536.44 and i paid 537.50 which top up 1.06 charges already .

Due date dunno should be somewhere in between this few day, last month only got aeon card dunno when is the statement date yet.

Was paying my other card on 5th thats why pay tgh..z

Showed in the current o/s balance on the main page
Click into the unbilled transaction there canot find this amout of Rm1.24.

I notice aeon card always very fast show in o/s balance but take few days to show in unbilled transaction

Okay so any idea what is the charges of Rm1.24 for ? The cs say will call me back but until now no call pun

Ok, but i didnt receive any info that when is the due date and minimum payment or anything also...

Even statement also not available. I chk my record 13th june only i activate my card.

oops, yes 13th may only i activate, like 3 weeks only.

i just go online and check for my statement again, still not available yet so i believe shouldn't be late payment charge.

cs still no call me back, lets wait for few days and see if the amount shown in transaction history list if not need to call them again

This post has been edited by ricgan: Jun 7 2016, 08:09 PM

okay so i finally found out what are the RM1.24 for, its a 1% charges for foreign currency conversion.

but its funny that the charges appear only after a few days of using the card, so if you use the card at some oversea website like ebay amazon or taobao, the amount that you see from your transaction history 2-3days after using is not the exact amount , the amount that you need to pay will appear later on which mean the amount will change again.

Like you spend USD 1 with the Card, 3days later you will see RM4.20 in ur history but thats not what you need to pay, wait for another few days only they will add in the 1% to the amount. lol

needa boicott aeon card on oversea or oversea website transaction

This post has been edited by ricgan: Jun 8 2016, 07:48 PM

Havent experience cases like this with cc from other bank, used alliance and maybank for oversea transaction but they dont change the amount after showing in the history.

Thats why make me confuse

rate i am not sure, cause everyday also different hard to check bank by bank.

But i usually use Alliance for oversea transaction, not bad their conversion rate even after surcharge i am still happy with their rate most of the time. and their statement is stable, you pay what you see only. the only down side is that their reward point is useless, nothing interesting to redeem from the catalogue.

But i heard ppl saying that using UOB vox even oversea website transaction also got rebate, maybe that one more worth it.

This post has been edited by ricgan: Jun 8 2016, 09:35 PM

Hi, anyone sucessfully waived annual fees for platinium card with spending below 18k P.A?

considering to upgrade my gold card but not sure if i am able to spend so much