Hi,
I need a 10k personal loan urgently . Currently stay in JB and working in Singapore. I was scammed by 2 online money lender, and have give out all my money to so called origination fees. I need the rm10k loan urgently to my finance restructure. I can't loan from the bank because of I still have debts with them. I need a rm10k loan with 12 months tenure. Can anyone help me out?

Go to legal money lenders?

any property ? car ?

Borrow from family first. Explain to them. Rm10k usually family will help.

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This post has been edited by Matrix: Apr 15 2016, 04:33 PM

you'd be really crazy to expect someone here to lend u 10k just like this.

you better go to relatives. money lender licensed or not end of day the interest is going to kill u faster than anything

need 10k urgent ka, either money lender or borrow from relative. Personal loan also need some time to give u the money

RHB easy only 5 minutes if ur record is good. Just print out EPF statement from kiosk and u can immediately get money up to RM50k last time. now i think they increase to RM150k.

ask family.

or worse money lender

no other way

I got myvi. 6years old car.

ask family members. Never ask from ahlong.

as if I can ask my relatives.
I ran out of options then only I ask for advice over here. legal money lenders mostly rejected my request because im now working in singapore, I don't have any epf and bank statement in malaysia. but I do have singapore bank statement, singapore side rejected me because I'm staying in malaysia jb instead.
Im so frustrated right now, I even applied 2 online lenders however both of them are scammers and they have frauds me around rm2k. Im so desperate right now :'(

how they fraud you for rm2k?

sad to hear?

the 2k they ask as "processing fee"?

mind to tell us what company is that ? and how do they scam u ?

yeah, curious to know too how they scam 2k

Since you have been scammed twice online, what makes you think you would not be scammed the third time over here?

.

As least is local.
Those online lenders asked for origination fees for both.
The first one asked for origination fee then Cost of Transfer after that Closing fee lastly reflect cost for the funds to reflect in my account, I keep ask them was that last, and every payment is the last.
The 2nd asked for origination fee as well. I thought this is the standard for the online lender, and I asked was that last and I got a yes as answer. However the lender ask for some kind of tax cost fee. Then I straightly no reply already. I am so dumb to trust all these. But this is because of I'm desperate? Human made mistake when they are desperate and frustrated right?

Anyone who has never made a mistake has never tried anything new.

lol the best answer

This is the time you need relations , not Lyn

Ask ur friend in sg? 1k from each, SGD 3k borrowed RM1k from saving.

i think the person posting this means:

he can no longer take a loan from the bank
he have tried to take loan from ah-long but got rejected
he have tried to take loan from friends + family but got rejected

so he is trying to take a loan from total strangers in a forum in lowyat

nathankf, you might want to look into bitcoin loans.
https://smartbitcoininvestment.com/comparis...ding-platforms/

You will need a bitcoin wallet first before you start taking bitcoin loans. I recommend blockchain.info

This post has been edited by Ramjade: Apr 18 2016, 09:34 AM

Sorry TS we can't help you. Hang in there. Don't expect forumers here to just lend u 10K. You're out of options and its a long shot. Figure something else out if u can.

Sincerely wish u the best.

This post has been edited by Dividend Magic: Apr 18 2016, 01:25 PM

just pickup any leaflet left at car windscreen, take notice of ad board at traffic lights, bus stops.

they can help you. not here bro.

on a rough calculation of what you requested (my advice,12mth is too long), u need to pay weekly like rm600 for 52weeks with 10k to be paid back in full within this 52 weeks. read carefully

10k is small amt but your 12mth is the killer. think wisely of your option available

This post has been edited by jojolicia: Apr 18 2016, 03:12 PM

w a 6yrs myvi, al-long wont reject la. maybe he has not get in touch with a right ah-long. al-long also got tipu one in the market now

first of all, if you working in SG, should not hard to get 10K.
2nd, SG bank damn easy to get personal loan except u default them before...
3rd, u can easily walk in and get a loan from sg bank with your salary slip.
As u just need around 3.4k sgd only.

easy for foreigner too?

easy with at least s pass or above.
if working permit, nope.....


if you able to apply Credit card, = also easy......

CC easily can get 3k and above credit limit...

so no different for you to withdraw from CC than convert with balance transfer....

Dont borrow from money lender. Can you arrange an installment payment for your creditors? Maybe include some interest to entice them to allow you to pay gradually.

Sometimes have to forgo ego.

S pass i'd agree with this

there finally some1 pointed out the evil c.card. but i guess they are better than loan sharks. if im not mistaken, u can use c.card as ATM and take out money just that they charge u 99, but still lower than ah long which can cost u 10% permonth sometimes.

not really la if u know the way...

use CC witdraw money, then use balance transfer to fix loan and much lower interest..
or balance transfer to other bank....

actually way much better compare to ah long.......

maybe can get free free gift or some cash voucher somemore. lol

well the balance transfer or convert to p.loan comes after when TS settle with current situation. worse come to worse ma pay 15~18% c.card annual interest compare to ah long 10% min monthly interest.

well the balance transfer or convert to p.loan comes after when TS settle with current situation. worse come to worse ma pay 15~18% c.card annual interest compare to ah long 10% min monthly interest.

totally agree.... CC is the last step....
ah long is a no no step......

if CC, worst come worst just bankrupt...
Ah long, worst then bankrupt........

check ur pm.

This post has been edited by Bkboy: Apr 19 2016, 05:45 PM