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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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wym6977
post Oct 9 2019, 03:20 PM

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QUOTE(vrek @ Jun 25 2019, 11:35 AM)
Tip: Withdrawal from WeChat is free.
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Just sign up the 360 account...
I plan to use Wechat reload to meet the "spend" criteria. If I withdraw from Wechat back to 360 account, it meet the "deposit" criteria, right?
wym6977
post Oct 12 2019, 01:26 PM

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QUOTE(wyh @ Oct 12 2019, 11:00 AM)
yes Debit card from OCBC.
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Call up CS and find out if your DC is activated for OTP to your registered phone.
wym6977
post Oct 12 2019, 11:22 PM

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Would like to confirm on "Bill Payment" fulfillment:-
1. Jompay is eligible?
2. To pay other bank CC, use Transfer Fund either IBG or Instant Transfer or Duitnow..
3. For paying other bank CC, can we also use "Pay Bills - Pay billing organisation" -add biller as favorite under OCBC - third party CC?

Based on July2019 TnC, "Bill Payment" must be any bank or financing institution other than OCBC, right?
wym6977
post Oct 19 2019, 10:33 AM

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QUOTE(neverfap @ Oct 18 2019, 06:57 PM)
Cash advance got fee right?
Btw, anyone facing issue with online transaction when first open the account?
Can't perform any online transaction using the debit card
Called cs a few times already but still failed.
It shows "Service temporarily unavailable. Please try again later" in the Mastercard Securecode page.
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Call up CS and find out if your Debit Card is activated for OTP to your registered phone.
wym6977
post Nov 6 2019, 09:33 PM

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QUOTE(tiramisu83 @ Nov 5 2019, 11:34 PM)
why u guys made thing complicated..
my ways
1. Auto transfer RM500 from another bank to OCBC
2. Top up RM1000 using BigPay - you can transfer out to local bank with just 50 cents service charge now
3. Pay 3 credit cards (RM10 each)

Do it on 1st day of every month
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After top up BP with CC or DC, transfer back to OCBC 360 should consider fulfilling RM500 deposit.

I didnt use BP but use Wechat instead (no transfer fee..)
wym6977
post Nov 7 2019, 10:35 PM

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QUOTE(rojakwhacker @ Nov 6 2019, 10:11 PM)
Using debit card to topup wechat?
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Yes. Debit card.
Need to verify the account to enable bank transfer.
wym6977
post Nov 11 2019, 09:41 AM

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QUOTE(Sumofwhich @ Nov 10 2019, 08:32 PM)
Yes
No
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Paying bill via CC should fulfill the spend RM500 criteria ma...anything charged to your CC or DC should be qualified already..
wym6977
post Nov 23 2019, 07:17 AM

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QUOTE(MangO @ Nov 22 2019, 11:49 PM)
If I am not mistaken at least two of the bills need to be for utilities e.g. handphone, water, electricity. Only the OCBC credit card is deemed one payment hence for your case you need to pay for 3 utility bills.

Paying for other banks credit card is not deemed a utility bill payment.
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I am paying other bank CC and also perform instant transfer fund to other bank account and qualify as "Bill Payment". I never paid any Utility bills so far..
wym6977
post Nov 23 2019, 07:17 AM

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duplicate post

This post has been edited by wym6977: Nov 24 2019, 09:18 AM
wym6977
post Jan 3 2020, 10:35 AM

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QUOTE(jefftan4888 @ Jan 2 2020, 05:58 PM)
The result is out and no issue to get 4.1% with my plan.  biggrin.gif

[attachmentid=10386733]
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Good testing and sharing the outcome..

Will consider to create 360-i but will wait to see first if any changes to 360 TnC..
wym6977
post Jan 4 2020, 06:57 PM

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QUOTE(sl3ge @ Jan 4 2020, 06:46 PM)
SCB PSA reduce to 3.5% pa this year am i right?

Then beside Psa and ocbc 360 any other place can parking for around 4% pa?
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No change lar.. still 2.5% for deposit and 1.5% for card spend...

https://forum.lowyat.net/topic/4439367/+300
wym6977
post Jan 14 2020, 01:06 PM

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For the RM500 deposit requirement, can deposit in multiple amount as long total up to RM500 or more , right? No need to one shot RM500 right (SCB PSA need one shot RM3K...). I assume same goes to Spend RM500 (mean multiple spend amount as long total up RM500 and above..)?

This post has been edited by wym6977: Jan 14 2020, 01:09 PM
wym6977
post Jan 14 2020, 05:46 PM

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QUOTE(pwlow @ Jan 14 2020, 04:35 PM)
me too

RM0.00 OCBC Cards: You are eligible for cashback from the 10% Daily Cashback Campaign. The cashback will be credited into your OCBC credit card(s).
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What you guy spend ya... BP? also what time?
I dont have CC, I used Debit card top up Wechatpay in the morning but not receiving SMS ...

This post has been edited by wym6977: Jan 14 2020, 05:46 PM
wym6977
post Jan 14 2020, 07:57 PM

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QUOTE(David_Yang @ Jan 14 2020, 06:53 PM)
Probably only CC not DC, I also did not get.
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The TnC mentioned both CC & DC....

2. Eligibility
2.1 The Campaign is open to all OCBC Principal Credit Cardmember(s) and OCBC Debit
Cardmember(s) who hold an OCBC Credit or Debit Card issued in Malaysia.
wym6977
post Jan 25 2020, 07:56 PM

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QUOTE(David_Yang @ Jan 25 2020, 01:19 PM)
You can enjoy in Jan, but to enjoy the full reward you need to put in a hell of money, almost 400k.

And you are very optimistic, let´s all hope that this will continue and January will not be the end of the story.
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Enjoy while it lasts lor... the beauty of the 360 is the money can easily move around so can hunt for other better product anytime when available...
wym6977
post Jan 29 2020, 09:09 AM

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OCBC to lower base rate by 0.25% to 3.58% effective Jan 29

https://www.theedgemarkets.com/article/ocbc...ffective-jan-29

This post has been edited by wym6977: Jan 29 2020, 09:09 AM

 

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