Hi,

I am interested to this OCBC saving account. I wish to get clarification from your guys.

1. Does the maximum amount that can receive the base interest of 0.2% is RM100,000 and any minimum amount must keep in the account?

2. Does the Pay section include standing instruction from debit card for payment make on 3 different Yes internet (YTL Corporation) account monthly?

3. Does the Deposit section require customer to have increment/step-up of RM500 each month or just deposit minimum RM500 that can be the same amount from previous month?

4. Ringgit Plus is giving Xiaomi Band 3 if register with them then open account in bank and deposit RM20,000 on the day. Any experience of getting the freebies with them? Otherwise I will put my initial deposit the of RM500 only.

ok, can you advise me the other questions?

Thank you.

Not sure how Ringgit Plus works as the freebies are from them and not bank.

Have you tried to do the same thing with Ringgit Plus? They have negative reviews for getting the gift after so many attempt to contact the company.

Besides, can you help me out on the other questions that I raised in this post?

Thank you.

Thank you for your reply and explanation.

If I use OCBC debit card to make standing instruction to pay 3 different Yes internet account (Yes will auto deduct the monthly bill from my OCBC debit card), does this fulfill the Pay criteria?

If I use OCBC debit card to make online purchase like in Lazada, will it fulfill the Spend criteria?

Thank you.

Ok, seem like the retail purchase transaction can include online purchase transaction also.

Thanks by the way.

Hi,

I just did 3 fund transfers to my other bank saving account. After finished, I checked with other bank account but the amount is not credited yet. How to do instant transfer in our online account?

I also want to deposit RM500 into my Wechat account using the debit card, what is the cutoff time to get the fund credited into Wechat and the cutoff time to withdraw from Wechat to another bank account? I just want to pass the money to wechat and transfer back to OCBC at the same day.

I have created this account on last month 28th, how does the interest be calculated?

Will the bank takes 28th until 30th November for the first period then then next period will be as calendar month or they calculate based on every 28th as a period?

Yes, there are two terms.

As at the closing at 30 November, there is a profit of RM0.03.

At the beginning of December, there are 2 transaction label as Bonus interest, each at RM0.22.

So, which one is the correct interest. As I know, the interest should be credited to my account on 15th, if I am not mistaken.

Please correct me.

Do you guys still looking and place fixed deposit since this account giving 4.1%pa of interest?

oh, 360 and the islamic 360 maximum amount to earn interest in saving is different.

but upon checking is still RM100k. Anyone do comment on this.

Why do you say is theory?

This post has been edited by rocketm: Jan 4 2020, 03:06 AM

Oh but do not have so many 100k for me.

Haha.

Can you share with me via PM which REIT you are going to invest?

Hi all,

I have a OCBC Al-Amin saving account.

Recently, I saw they have the eFD promo. May I know does my saving account is eligible to participate to the eFD and does the fund need to from our saving account or transfer from other bank?

Hi all,

I have some question regarding having 2 ocbc saving accounts.

My initial ocbc saving account is Islamic one. During mco, I open a conventional saving account via online.

If I like to top up my wechat wallet in order to fulfill the RM500 spending then how ocbc will know which saving account to deduct the money since wechat is using the debt card number to transact.

What is Quick Cash actually means? What is the benefit? Any charges? After request to setup OTC, then we can choose which saving account to topup money from to our Wechat?

If I instruct the service provider to perform standing instruction and it is stated as Direct debit in my online account, may I know it is under spending or pay?

May I know is there any setting in online account that I can allow payment using OCBC debit card in overseas online transaction?

ok, but cannot find the setting in online account. Anyone have done this before?

Hi guys,

The interest rate for OCBC 360 is 2.45% (based on average monthly balance amount). If I some amount of money, should I put to FD for 6 month for 2.45%.

Which one should I choose?