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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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roarus
post May 31 2019, 08:53 PM

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QUOTE(majorarmstrong @ May 31 2019, 09:30 AM)
thanks - i have just a very simple and stupid question
i saw a lot of comments about transferring 3 times to 3 different bank, is it possible to transfer 3 times to 1 single bank and still qualify for the bill payment interest bonus?
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I've tested RM1 to 3 different accounts (all in my name) in 1 bank and it works
roarus
post Jun 3 2019, 10:53 PM

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QUOTE(majorarmstrong @ Jun 3 2019, 10:39 PM)
so i trying to figure out how to know what is my average balance since they given me "RMx" amount of interest.

Interest = 4.1%
Interest Earned = RM10 (just an example)
Average balance = RM10 /(4.1% x 12) = RM2926.83

I hope my calculation is correct, can someone help me to check?
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Usually bank go by number of days in month and 365 days in a year. May has 31 days so: 10/31*365/0.041 = 2,871.75
roarus
post Nov 17 2019, 09:45 AM

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QUOTE(Ancient-XinG- @ Nov 17 2019, 07:43 AM)
I think k it's my phone problem (Android 9 Nokia 6).

Tested on my dad phone (Android 9GO Nokia 2.1) not crashing

But will the ID locked to one device only?
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Yes onetoken is tied to 1 device only, when you activate on another newer device the older one gets unlinked
roarus
post Dec 1 2019, 12:39 PM

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QUOTE(netken @ Dec 1 2019, 12:26 PM)
Any other banks that have a similar mthly paying interest like ocbc 360? I hv reached the cap and would like to move some funds to another similar package and prefer mthly payout like ocbc 360...
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Check out Standard Chartered PrivilegeSaver - 4% conditional the last I checked few months back.

Or alternatively, some people have conventional 360 and islamic 360 accounts
roarus
post Dec 1 2019, 02:25 PM

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QUOTE(netken @ Dec 1 2019, 01:43 PM)
> cialat , now hv to close the 2nd 360 acc and move back the rm500 😔

> maybe try again if can apply CC ....

> but if have 1x 360 and 1x 360i - both will be entiled to the 4.1 right?
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Keep few months, normally bank have charges stated in T&C if close account within 3-6 months

This post has been edited by roarus: Dec 1 2019, 02:26 PM
roarus
post Mar 2 2020, 01:48 PM

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QUOTE(korangar @ Mar 2 2020, 12:31 PM)
just open ocbc360 saving account last month. got this 360-i bonus, 3 actually. anyone know what this is? also got one called "profit" at 29 Feb.
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For Islamic account, banks share profit with customer - hence term 'profit/hibah' is used instead of 'interest'

Bonus is for the 3 criterias: deposit, bill payment and spend
roarus
post Aug 3 2024, 11:04 PM

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QUOTE(wyh @ Aug 3 2024, 03:43 PM)
Anywhere to spend 500? And take out.

Since wechat wallet will be discontinued
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OCBC Debit Card -> Boost -> Opus Touch still works. I park a few months to half a year before withdraw though

 

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