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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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ohcipala
post Oct 28 2018, 04:08 PM

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QUOTE(The Chauvinist @ Oct 28 2018, 04:01 PM)
Great. Double the benefits.
I believe should be different credit/debit card for conventional and different debit card for Islamic. OCBC doesn't have credit cards for Islamic.
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Why do you want 2 accounts? Is there a cap on the interest paid?
ohcipala
post Oct 28 2018, 08:41 PM

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QUOTE(The Chauvinist @ Oct 28 2018, 08:16 PM)
The bonus interest is only up to first 100k. With 2 accounts, it's 200k. Now of course it is better to put money in promo FDs, but this is good for those who want instant liquidity with high FD-like interest.
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OK. Wasn't aware there's a cap
ohcipala
post Nov 10 2018, 08:15 PM

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QUOTE(MilesAndMore @ Nov 9 2018, 10:15 PM)
Has anyone here opened a OCBC 360 Account via OCBC internet banking portal ? The account number will be generated right away upon successful account opening ?
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Can you update here if you manage to open one online? My nearest branch is so far away. Thanks ya!
ohcipala
post Nov 10 2018, 09:14 PM

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QUOTE(MilesAndMore @ Nov 10 2018, 09:10 PM)
Noted. I shall find out myself soon. Thanks
Sure. Will do it sometime next week. It’s for my mom actually. I already have one OCBC 360 Account that I opened at the branch last year and issued with an ATM card then (since changed to debit card but until now I have not seen my account charged with RM8 annual fee).

FYI, my mom already has access to OCBC online banking as she has an active credit card with OCBC Bank. Will not apply for debit card for her account as it is to be used predominantly online. Already aware from earlier posts that instant transfer isn’t usable for account not issued with debit card. We shall see...
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OK. Thank you. Our situation is different then. I haven't subscribed to any of ocbc's product yet. If your mom manages to open an account online, then I'll explore whether new to bank customer will be able to do so too or not.
ohcipala
post Nov 10 2018, 10:26 PM

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QUOTE(MilesAndMore @ Nov 10 2018, 09:38 PM)
Oh. I think it won’t be possible if you do not have OCBC online banking access. Because when you click into opening an account, it will ask you to choose your preferred branch, and that it will follow your existing signature record maintained with OCBC Bank.
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Hmm.. That makes sense. Oh well, I'll drop by to one of the nearest branch when I actually go to that town. Thanks for the info though!
ohcipala
post Dec 24 2019, 03:46 PM

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QUOTE(cucikaki @ Nov 8 2019, 05:44 PM)
Update on opening OCBC 360 acc using RinggitPlus referral.

user posted image

Banker will say u need to deposit RM20k and for tenure of one month.

But my balance falls below rm20k within a week of opening.

So safe to say just put rm20k in the acc for at least a week in order to get the gift.
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Besides from filling up ringgitplus' form before proceeding to ocbc, did you have to fill in anything else after that? Created my account yesterday and was told by the banker to liase with ringgitplus for the gift.
ohcipala
post Dec 24 2019, 04:04 PM

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QUOTE(cucikaki @ Dec 24 2019, 03:59 PM)
No. Within 2 weeks i get the email from RP. Make sure u deposited rm20k on the day of opening before 9.45pm or else u wont get the gift
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OK. Thank you. Yup, deposited the rm20k straight after account opening. Just wondering how would ringgitplus know that we actually opened the account? Do they verify with the bank?
ohcipala
post Dec 26 2019, 04:19 PM

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Is ocbc debit card down? Can't use it for online purchase... Btw, this is my first purchase using my ocbc debit card.. Do I have to activate it for online purchase? Can't seem to find the option
ohcipala
post Dec 26 2019, 04:46 PM

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QUOTE(cucikaki @ Dec 26 2019, 04:38 PM)
Call CS to register ur OTP, happened to almost everyone that’s new to the bank last time
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I have registered for one token. Do I still have to call cs for otp?
ohcipala
post Jan 23 2020, 04:49 PM

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QUOTE(MGM @ Jan 23 2020, 04:27 PM)
So if it is confirmed that instant transfer to SA/CA , duitnow, all counted as eligible transaction as bill payment then it is easy lah.
My intention for this ocbc360 account is to aggregate all the funds from BP/Boost/GP/ASx at the begining of the month then use them to pay off CC bill at the end of the month and earning interest along the way.
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Can buy ASx using credit card?
ohcipala
post Jun 6 2020, 11:03 AM

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QUOTE(1wildcat1 @ Jun 5 2020, 06:40 PM)
Anybody getting this error now?

"mastercard secure, system is temporarily unavailable"

Trying to link my debit card but no apps is working at all.
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If this is your first time using this card for online purchases, try calling CS to link your handphone number for otp to that debit card and link your debit card to your savings account.

 

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