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> OCBC 360 Savings Account - Up to 4.1% Interest !, Get higher interest on your savings acct

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alexanderclz
post Aug 29 2018, 01:01 PM

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hi there, read through this thread and it was mentioned credit card payment to other banks was not considered as bill payment. it doesn’t mention in the terms and conditions but on the description page it does mention payment to credit card is counted as bill payment. anybody can clarify?

https://www.ocbc.com.my/personal-banking/accounts/360/
alexanderclz
post Sep 29 2018, 11:20 PM

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QUOTE(Ramjade @ Sep 29 2018, 11:17 PM)
Any fees for this bank account?  Have no use for ocbc card if they charge me RM8/year
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one time charge rm8 and annually rm8. you'll need a debit card or credit card to maximize your interest.
alexanderclz
post Sep 30 2018, 09:28 AM

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QUOTE(Ramjade @ Sep 30 2018, 05:31 AM)
Thanks for the reply. But no thanks for the card. I don't need card to maximise interest when I intend to keep like RM2-3k inside only.

I am aiming for 2.9%p.a cukup. No way I am going to use ocbc card and don't earn nothing. Using ocbc cards means I am sacrificing my limited 5-10% cashback just to get 4.1% p. A which my calculations in previous post shows not worth it. So no thanks for the card
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there are many ways to 'spend' the rm500. and yes depends on how much u have in the account to make the 1.2% relevant.
alexanderclz
post Oct 23 2018, 11:18 AM

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QUOTE(LostAndFound @ Oct 23 2018, 11:14 AM)
What's wrong with IBG?
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slower compared to instant
alexanderclz
post Oct 23 2018, 01:11 PM

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QUOTE(Leroi2x @ Oct 23 2018, 01:09 PM)
I mean does ibg count as bill payment?
Or it must be ibft ?
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yes. u can ibg for bill payment
alexanderclz
post Oct 23 2018, 03:13 PM

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QUOTE(MilesAndMore @ Oct 23 2018, 02:18 PM)
To those who recently changed or applied for the OCBC debit MasterCard. May I know if your OCBC debit MasterCard is silver in color or light orange ?
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silver
alexanderclz
post Oct 27 2018, 02:56 PM

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QUOTE(Nom-el @ Oct 27 2018, 02:55 PM)
Yes, can have 1 of each. Both will be linked to the same online account.
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different debit card as well?
alexanderclz
post Nov 4 2018, 09:35 PM

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QUOTE(KancheongSpider @ Nov 4 2018, 08:49 PM)
1.20% - Spend minimum RM500 on your OCBC Credit Card

Is spending at petrol station using Debit/Credit card counted as retail transaction?
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yes of course.
alexanderclz
post Nov 10 2018, 01:06 PM

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any idea what is the cut off time to calculate daily interest? 12am or 10pm?
alexanderclz
post Nov 13 2018, 07:06 PM

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QUOTE(Nom-el @ Nov 13 2018, 06:13 PM)
I have shared the solution to this before more than once. Do check back my previous posts on this.
Yes, I can confirm it works. If you want to get the maximum 4.1% interest for OCBC 360 Account-i, need to get the debit card from the branch. Else, can be done online if you already have OCBC online banking.
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can open islamic account online if already have pre-existing conventional one?
alexanderclz
post Dec 24 2018, 11:49 AM

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QUOTE(tadashi987 @ Dec 24 2018, 11:43 AM)
is touch n go reload considered in the "Spend minimum RM500 on your OCBC Credit Card" ?
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sure
alexanderclz
post Dec 29 2018, 09:26 AM

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QUOTE(KancheongSpider @ Dec 29 2018, 07:51 AM)
Auto debit works with OCBC Debit Card?
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yup
alexanderclz
post Feb 3 2019, 04:02 PM

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QUOTE(Grevade @ Feb 3 2019, 03:30 PM)
Does paying my credit card/loan count towards the spending min RM 500 requirement?
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if u can pay ur other credit card/loan with ur ocbc credit card or debit card, then definitely
alexanderclz
post Feb 3 2019, 06:55 PM

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QUOTE(Grevade @ Feb 3 2019, 04:41 PM)
How to pay with debit/credit card? Would online transfer count as paying with card?
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no way as far as I know. online transfer is not considered
alexanderclz
post Apr 2 2019, 11:27 AM

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QUOTE(shuin1986 @ Apr 2 2019, 10:24 AM)
Did they change some requirement for the bonus? I only get two 1.2% bonus for previous month statement.

1. Spent RM533.68
2. Transfers RM5 to 3 different bank
3. Deposit RM500

I've been doing this for 1 year + and this is the first time I did not get full bonus
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keep us updated. I got 1.2 x 3 but would like to know what's wrong too. most likely the transfer issue cus I also did spend and deposit more than rm500, but much more transfers funds
alexanderclz
post Apr 2 2019, 08:26 PM

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QUOTE(freeman1 @ Apr 2 2019, 07:51 PM)
Lol... cap at RM100k, normal fd rate for a year already 3.5%, meaning only extra 0.6% which is RM600 or RM50 a month.... waste of time to open account and shift money over there...
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head over to fd thread and you see millionaires uncle and aunty go all over just for extra rm2
alexanderclz
post Apr 4 2019, 08:35 AM

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QUOTE(syaaron @ Apr 4 2019, 08:08 AM)
Too lazy to get free money ... it’s ok leave it to those who are more hungry smile.gif
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haha then why are u even in this thread?
alexanderclz
post Jun 8 2019, 04:09 PM

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QUOTE(daimon @ Jun 8 2019, 03:45 PM)
how you guys solve this?

EARN  1.30% p.a.
Spend at least RM500 on your OCBC Card(s) every month. 

it seems ned RETAIL TRANSACTIONS ...
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wat do u understand by retail?
alexanderclz
post Sep 2 2019, 11:04 PM

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QUOTE(abcn1n @ Sep 2 2019, 10:54 PM)
Noticed that I only got 2x 1.3% instead of 3x1.3% despite meeting all the 3 criterias. Who can I call /write to? Is the only way through the hotline 03-83175000?
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call
alexanderclz
post Sep 5 2019, 10:39 PM

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QUOTE(abcn1n @ Sep 5 2019, 10:37 PM)
I may have to report/get help to bank negara to get back my interest after ridiculous answer from OCBC. Have a strong case. May I know how to get help from bank negara?

Is it email to this address?  bnmtelelink@bnm.gov.my
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what answer was given?

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