OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
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 Oct 27 2018, 09:52 AM
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#1
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Junior Member
116 posts Joined: Oct 2018 
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Can we have a 360 account (conventional) AND 360-i account (Islamic) at the same time, or are we limited to either one only?
If yes, will both be linked to the same online account to be managed through OCBC internet banking? |
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Oct 28 2018, 04:01 PM
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#2
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Junior Member
116 posts Joined: Oct 2018
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QUOTE(Nom-el @ Oct 27 2018, 02:55 PM) Yes, can have 1 of each. Both will be linked to the same online account. Great. Double the benefits. QUOTE(alexanderclz @ Oct 27 2018, 02:56 PM) different debit card as well? I believe should be different credit/debit card for conventional and different debit card for Islamic. OCBC doesn't have credit cards for Islamic. |
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Oct 28 2018, 08:16 PM
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#3
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Junior Member
116 posts Joined: Oct 2018
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QUOTE(ohcipala @ Oct 28 2018, 04:08 PM) Why do you want 2 accounts? Is there a cap on the interest paid? The bonus interest is only up to first 100k. With 2 accounts, it's 200k. Now of course it is better to put money in promo FDs, but this is good for those who want instant liquidity with high FD-like interest. |
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Jan 8 2019, 12:57 PM
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#4
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Junior Member
116 posts Joined: Oct 2018
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QUOTE(Ramjade @ Jan 6 2019, 06:18 PM) If you don't get >5% cashback for it, don't use it. QUOTE(LostAndFound @ Jan 7 2019, 06:53 AM) That's a very general statement. In fact if you've maxed out the 5/6% cashback (and even the 2-3% of cards like SCB JOP) 1% isn't bad. And how many cards actually give > 5% cashback.Although its only 1%, but if you need to keep a large amount of cash extremely fluid, 360 account a very attractive option. |
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