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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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IzaakC
post Jul 9 2019, 09:14 PM

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QUOTE(mamamia @ Jul 9 2019, 04:38 PM)
So, will duitnow fulfill the 3 bill payment requirement for the bonus interest?
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Duitnow qualifies for the bonus interest. tried it last month when I first got my 360 account.
IzaakC
post Jul 23 2019, 09:20 AM

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QUOTE(gold_mine99 @ Jul 22 2019, 05:28 PM)
So means that i can duitnow RM1 x3 times to my another bank account also consider pay 3 bill?  rclxms.gif
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Attached Image

I opened the new account on 20 June,
1. transferred >RM500
2. Did 2 duitnow & 1 Giro debit
3. WITHOUT fulfilling the spending criteria

And I got 2 360-I Bonus.

I guess it should consider as yes. Awaiting August's result to double confirm. drool.gif

This post has been edited by IzaakC: Jul 23 2019, 10:41 AM
IzaakC
post Sep 24 2019, 10:43 PM

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I am having my ocbc 360 account under ocbc al-amin. is it possible for me to apply for ocbc credit card which linked to the spending criteria of ocbc 360?

I rmb i read somewhere ocbc 360 for ocbc al-amin cant use credit card to fulfill the criteria, only debit card..
IzaakC
post Sep 25 2019, 09:19 AM

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QUOTE(rojakwhacker @ Sep 24 2019, 10:57 PM)
Too bad only debit card.
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How sad is that. I thought of using cc to reload into BP to earn the extra 1.3% + 1% cb from their card.

Guess the 50 sen local bank transfer is the cost to bear for me sweat.gif

QUOTE(koala225 @ Sep 25 2019, 12:57 AM)
How to check whether my account is under al amin?
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Several ways:
1. When u opening the account, the banker will let u know is which one.
2. Check on your e-statement, the letterhead will indicate either ocbc al-amin or just ocbc
3. If you have your debit card, have a look on the wording, it should indicate either one as well.

QUOTE(avinlim @ Sep 25 2019, 08:03 AM)
Afaik, ocbc 360, can use credit card and debit card to fulfill the requirement. Just confirm with the banker when opening the account. Ask her to "tag" your card to the account for debit card and for credit card can double confirm with her during acc opening process. should be no problem.
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Great advise, will do so soon. Thanks.


IzaakC
post Oct 11 2019, 09:14 AM

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QUOTE(netken @ Oct 11 2019, 09:07 AM)
in lieu of the credit card, - debit card can be used also right?
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You are right. I myself is using debit card to hit the criteria...
IzaakC
post Oct 16 2019, 09:27 AM

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QUOTE(avinlim @ Oct 16 2019, 08:23 AM)
Trust the people here. We do more research and real case than the bank site. haha....360 is best for now till they revise the %.
As long as u do all 3 within that month, posted that month, you are safe. Thats y I have mentioned earlier, avoid doing cc/dc transfer after 25th(safest), better do it earlier, as cc/dc settlement will delay. If posted nex month, you lost 1.3% for that criteria.

For others, just make sure you dump all your money on 1st of the month, as all interests are calculated base on the days of money that stay at your account. I got one excel calculation, the value not running much 1-2 cent different from what I really get, if any one interest, can pm me to share.
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Pm sent.

Look forward to your file and thank you very much for sharing.


 

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