Stumbled across HLB Pay&Save recently, high interest and seems not difficult to achieve (unless I missed the catch? If any). I wonder why not much mention of it here on LYN...
What do you guys think on Pay&Save vs 360? Am thinking to switch out from OCBC.

Looks like I've missed out quite some stuffs... I thought I've read the T&C.

In terms of "dead money", as in we can't use it freely?

Thought I did look at RHB Smart account, likely it was the min 1k spend on card put me off... I shall relook into that again and see which RHB card is good , as looking for alternatives to switch out from OCBC.
Also, odd that there's no thread/not much mention on RHB Smart Account here I wonder why?

Thanks sifus!

Hmm don't see OCBC CC thread so I'm posting here.

Recently I got fraud on OCBC CC, luckily the main big transaction didn't go through as the bank system noticed the abnormal transaction at the "test charge" and suspended my card immediately.
Later I found out apparently my family also kena on their card.

Likely data leak or what...? You guys beware and pay attention on your CC statements.

Did you or anyone managed to get their annual fee waived? Tried twice and both got rejected... Bummer.

Feel like cancelling the card (and 360 account altogether?!) but already paying for the annual fee... And now with the new rate looks better (succumbing to it).

Then will be losing out interest on the spending part...