Anyone kena monthly charges recently?
OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
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 Jun 23 2020, 02:57 PM
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#1
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989 posts Joined: Jan 2011 
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Jun 24 2020, 05:17 PM
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#2
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QUOTE(avinlim @ Jun 24 2020, 11:36 AM) what monthly charges? For credit card. Monthly CR amount same as statement. But still being charge. |
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Sep 9 2021, 02:01 PM
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#3
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989 posts Joined: Jan 2011
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RM0.00 OCBC: You've spent on your OCBC Card. Continue spending cumulative RM90,000 & stand to get an ACER Chromebook. Til 6 Oct 2021. T&C www.ocbc.com.my/ACER
anyone received the SMS from OCBC? It seems like RM90k spent with a chance to win a low end laptop around rm 1400 to 1500 ? https://www.senheng.com.my/acer-chromebook-...ASABEgLsfPD_BwE Seems not so worth it. RM 90K is not a small amount also. Is it a typo? LOL  |
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Sep 9 2021, 02:16 PM
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#4
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989 posts Joined: Jan 2011
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QUOTE(thecurious @ Sep 9 2021, 02:15 PM) Nope but that low cashback/reward ratio sounds like ocbc. Yeah, initially thought the laptop is the high end model ranging 3k-4k.. After checking through... Ohh... RM 1k++ entry level laptop.. Limited to the first 3 winners somemore.. RM 90k not a small sum, better use other cards for more cashback. LOL  This post has been edited by Deathscythe@@: Sep 9 2021, 02:19 PM thecurious liked this post
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Sep 9 2021, 03:02 PM
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#5
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QUOTE(MGM @ Sep 9 2021, 02:27 PM) U just got the invitation? It started early July, 2 months ago, n based on FCFS n 3 winners only. Yeah, end of the campaign in Oct 21. First time see a campaign with a huge spending requirement 🥲This post has been edited by Deathscythe@@: Sep 9 2021, 03:33 PM |
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Sep 9 2021, 11:01 PM
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#6
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989 posts Joined: Jan 2011
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QUOTE(anonymous552235 @ Sep 9 2021, 09:57 PM) spending is one thing...but only 3???!!! man ....and the campaign runs for months ... Yes, only 3 laptops. They really need to consider gift upgrade for this campaign.. that is why I asked in my previous post whether any typo of the spending requirement or not. 19k instead of 90k 😅 This post has been edited by Deathscythe@@: Sep 10 2021, 12:09 AM |
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Sep 14 2021, 09:57 AM
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#7
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989 posts Joined: Jan 2011
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why OCBC will flagged the card? As long as there is usage will be fine.. They suppose to block certain merchants that often used by user instead of blacklist their customer..
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Sep 14 2021, 11:05 AM
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#8
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989 posts Joined: Jan 2011
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QUOTE(avinlim @ Sep 14 2021, 10:39 AM) I would say it is very rare case. Only targeted to particular user whose with very "extreme" activities. E.g extreme numbers of transaction & transaction amount. 99% users wont be affected. But the bank should just block the merchant of that user card only instead of blacklist especially if there is no late payment or delay issue since there is the credit limit? OCBC should honour the cashback and to notify the user or block certain user.. It is completely no fair.. perhaps can keep complaint to BNM about it.There was a case that one user abuse her personal cc to company spending to gain points and resulted on all the points being forfeited by bank. Especially if they have such a high spending campaign, then block/blacklist their customer? That will be a very good argument to be raised to BNM I believe.. This post has been edited by Deathscythe@@: Sep 14 2021, 11:42 AM |
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Sep 14 2021, 02:15 PM
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#9
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QUOTE(xander83 @ Sep 14 2021, 01:48 PM) I doubt the OCBC but Shopee should be the one raised to OCBC to blocked the user from spending Yes, then Bank should block Shopee and not blacklist their own customers a....The problem is Shopee has no power other than block8ng or blacklist the accounts but due IC verification and the accounts are tagged to cardholder hence they raised the issue to OCBC to check on this extreme spending  |
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Sep 15 2021, 09:13 AM
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#10
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989 posts Joined: Jan 2011
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QUOTE(avinlim @ Sep 14 2021, 10:25 PM) Shopee also their customer. In fact, bigger customer compare to individual. I meant to block that specific user. I think the bank can do it. Long time ago, my other bank credit card was blocked for TnG transactions due to auto reload (set too low). Upon calling them, then the following transactions can pass through without issue |
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