Can I use the ocbc credit card to pay for insurance premiums? Insurance generally not entitled for cash back, but I don't see that clause for ocbc credit cards.

If so, then spending rm500 per month can be reached

apologies if this has been asked before.
If my wife and I both open separate 360 accounts, and we both pay to the same billing company for the same months bills (example, I split our water, electricity and indah water bill into two), will that be counted as each of us having fulfilled our three payments?

I read through

I read through the TnC of the account and it does not seem to have addressed this as an exclusion.

Thanks!