once u deposit into the account, the money will automatically goes into your "spend pot".

you need to manually drag the money to the "save pot" to enjoy the 1.8%.

i still receive all 3 bonuses

Just to ask, do you have an existing account/product with RHB before this?

I tried going to a branch the other day. The officer told me they could not proceed with my application to open a bank acc as their HQ is very strict in acc opening nowadays. Unless I take a credit card/loan with them

it should be 3 different bills. So i dont see how transferring to 3 Maybank accounts will help you to fulfill this criteria.

for me, I used the account to pay 3 different credit cards bills.

i see. thanks for the clarification!