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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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rojakwhacker
post Sep 24 2019, 10:57 PM

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QUOTE(IzaakC @ Sep 24 2019, 10:43 PM)
I am having my ocbc 360 account under ocbc al-amin. is it possible for me to apply for ocbc credit card which linked to the spending criteria of ocbc 360?

I rmb i read somewhere ocbc 360 for ocbc al-amin cant use credit card to fulfill the criteria, only debit card..
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Too bad only debit card.
koala225
post Sep 25 2019, 12:57 AM

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QUOTE(IzaakC @ Sep 24 2019, 10:43 PM)
I am having my ocbc 360 account under ocbc al-amin. is it possible for me to apply for ocbc credit card which linked to the spending criteria of ocbc 360?

I rmb i read somewhere ocbc 360 for ocbc al-amin cant use credit card to fulfill the criteria, only debit card..
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How to check whether my account is under al amin?
avinlim
post Sep 25 2019, 08:03 AM

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QUOTE(IzaakC @ Sep 24 2019, 10:43 PM)
I am having my ocbc 360 account under ocbc al-amin. is it possible for me to apply for ocbc credit card which linked to the spending criteria of ocbc 360?

I rmb i read somewhere ocbc 360 for ocbc al-amin cant use credit card to fulfill the criteria, only debit card..
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Afaik, ocbc 360, can use credit card and debit card to fulfill the requirement. Just confirm with the banker when opening the account. Ask her to "tag" your card to the account for debit card and for credit card can double confirm with her during acc opening process. should be no problem.

IzaakC
post Sep 25 2019, 09:19 AM

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QUOTE(rojakwhacker @ Sep 24 2019, 10:57 PM)
Too bad only debit card.
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How sad is that. I thought of using cc to reload into BP to earn the extra 1.3% + 1% cb from their card.

Guess the 50 sen local bank transfer is the cost to bear for me sweat.gif

QUOTE(koala225 @ Sep 25 2019, 12:57 AM)
How to check whether my account is under al amin?
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Several ways:
1. When u opening the account, the banker will let u know is which one.
2. Check on your e-statement, the letterhead will indicate either ocbc al-amin or just ocbc
3. If you have your debit card, have a look on the wording, it should indicate either one as well.

QUOTE(avinlim @ Sep 25 2019, 08:03 AM)
Afaik, ocbc 360, can use credit card and debit card to fulfill the requirement. Just confirm with the banker when opening the account. Ask her to "tag" your card to the account for debit card and for credit card can double confirm with her during acc opening process. should be no problem.
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Great advise, will do so soon. Thanks.


collingwood
post Sep 26 2019, 10:54 AM

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I just ported in to a new phone network service provider (same phone number) and now my Onetoken is deactivated + I cannot receive OTP from OCBC. Tried calling them and they asked me to reset passwords and log in id... Cant they update my telco provider on their end?
avinlim
post Sep 26 2019, 11:25 AM

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QUOTE(collingwood @ Sep 26 2019, 10:54 AM)
I just ported in to a new phone network service provider (same phone number) and now my Onetoken is deactivated + I cannot receive OTP from OCBC. Tried calling them and they asked me to reset passwords and log in id... Cant they update my telco provider on their end?
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You got inform them that you do the porting thg? Try inform them...and ask their IT to update, should be no problem after that.
rojakwhacker
post Sep 26 2019, 11:40 AM

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QUOTE(collingwood @ Sep 26 2019, 10:54 AM)
I just ported in to a new phone network service provider (same phone number) and now my Onetoken is deactivated + I cannot receive OTP from OCBC. Tried calling them and they asked me to reset passwords and log in id... Cant they update my telco provider on their end?
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Auto update telco provider? Don't think there is an auto detect and update telco provider, will have to call and let bank know.

So have you reset the password? Able to received OTP? Onetoken working fine?
collingwood
post Sep 26 2019, 01:18 PM

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QUOTE(avinlim @ Sep 26 2019, 11:25 AM)
You got inform them that you do the porting thg? Try inform them...and ask their IT to update, should be no problem after that.
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Yes it has been almost 3 weeks now. I have called them at least 10 times since then.

QUOTE(rojakwhacker @ Sep 26 2019, 11:40 AM)
Auto update telco provider? Don't think there is an auto detect and update telco provider, will have to call and let bank know.

So have you reset the password? Able to received OTP? Onetoken working fine?
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Yep I have called and informed them. Have reset password n new login id... but cannot receive OTP still, so one token cant be activated as well.


cry.gif cry.gif cry.gif

I cant make any transactions/ log in / pay bills, how can I get that sweet 4.1% interest hahaha
avinlim
post Sep 26 2019, 01:50 PM

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QUOTE(collingwood @ Sep 26 2019, 01:18 PM)
Yes it has been almost 3 weeks now. I have called them at least 10 times since then.
Yep I have called and informed them. Have reset password n new login id... but cannot receive OTP still, so one token cant be activated as well.
cry.gif  cry.gif  cry.gif

I cant make any transactions/ log in / pay bills, how can I get that sweet 4.1% interest hahaha
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3 weeks are way too long. mine one last time within 1 week settle, in fact i think just 2 days. I visited branch to inform them and banker straight call the IT department to check.
collingwood
post Sep 26 2019, 07:54 PM

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QUOTE(avinlim @ Sep 26 2019, 01:50 PM)
3 weeks are way too long. mine one last time within 1 week settle, in fact i think just 2 days. I visited branch to inform them and banker straight call the IT department to check.
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Thanks mate, I will visit a branch asap as I dont think email and phone call could get my issue fixed.
RickyWong83 P
post Sep 26 2019, 11:14 PM

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So far is it the Best Rate among Banks?
extinct_83
post Oct 2 2019, 12:33 PM

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I just checked my account balance today and delighted to see my first 360 bonus interest - 3 times. So I assume I hit all the criteria :-). Do you all get these bonuses as well?
rojakwhacker
post Oct 2 2019, 01:18 PM

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QUOTE(extinct_83 @ Oct 2 2019, 12:33 PM)
I just checked my account balance today and delighted to see my first 360 bonus interest - 3 times. So I assume I hit all the criteria :-). Do you all get these bonuses as well?
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Yes, got mine too. rclxm9.gif
mamamia
post Oct 2 2019, 01:53 PM

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I notice that I did an Instant Transfer from MBB to OCBC on 30 Sep, but OCBC captured the txn date and posting date as 1 Oct 2019.. n I check my previous txn, it seem all the incoming fund is captured 1 day late..
Ramjade
post Oct 2 2019, 02:15 PM

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QUOTE(mamamia @ Oct 2 2019, 01:53 PM)
I notice that I did an Instant Transfer from MBB to OCBC on 30 Sep, but OCBC captured the txn date and posting date as 1 Oct 2019.. n I check my previous txn, it seem all the incoming fund is captured 1 day late..
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That's why always do your transaction on the 1st. Worse come to worse lose one day of interest only.
rojakwhacker
post Oct 2 2019, 02:18 PM

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QUOTE(mamamia @ Oct 2 2019, 01:53 PM)
I notice that I did an Instant Transfer from MBB to OCBC on 30 Sep, but OCBC captured the txn date and posting date as 1 Oct 2019.. n I check my previous txn, it seem all the incoming fund is captured 1 day late..
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What time did you do the instant transfer? Could be time issue. hmm.gif
avinlim
post Oct 2 2019, 04:21 PM

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QUOTE(mamamia @ Oct 2 2019, 01:53 PM)
I notice that I did an Instant Transfer from MBB to OCBC on 30 Sep, but OCBC captured the txn date and posting date as 1 Oct 2019.. n I check my previous txn, it seem all the incoming fund is captured 1 day late..
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wat time you instant transfer?

usually after 9-10pm...consider nex day.

I did at 7.35pm still consider same day.
rojakwhacker
post Oct 2 2019, 05:07 PM

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QUOTE(avinlim @ Oct 2 2019, 04:21 PM)
wat time you instant transfer?

usually after 9-10pm...consider nex day.

I did at 7.35pm still consider same day.
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Instant transfer before 10pm still same day, today. After 10pm is not sure. There is one i unsure if i see wrongly 10.30pm is next day (not confirmed). But 10.45pm was confirmed to be next day.
avinlim
post Oct 2 2019, 05:19 PM

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QUOTE(rojakwhacker @ Oct 2 2019, 05:07 PM)
Instant transfer before 10pm still same day, today. After 10pm is not sure. There is one i unsure if i see wrongly 10.30pm is next day (not confirmed). But 10.45pm was confirmed to be next day.
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Better dont do it so late, especially summore @ the end of month. Later gonna report to BNM again for not getting interest..... laugh.gif laugh.gif laugh.gif laugh.gif
AIYH
post Oct 2 2019, 06:11 PM

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QUOTE(AIYH @ Jun 21 2019, 03:19 PM)
9:45 p.m. on all days, except last day of the month, which is 9:30 p.m.
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QUOTE(mamamia @ Oct 2 2019, 01:53 PM)
I notice that I did an Instant Transfer from MBB to OCBC on 30 Sep, but OCBC captured the txn date and posting date as 1 Oct 2019.. n I check my previous txn, it seem all the incoming fund is captured 1 day late..
*
QUOTE(Ramjade @ Oct 2 2019, 02:15 PM)
That's why always do your transaction on the 1st. Worse come to worse lose one day of interest only.
*

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