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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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rojakwhacker
post Aug 30 2019, 01:46 PM

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QUOTE(B u B u @ Aug 30 2019, 01:39 PM)
Can i open joint-name for this 360 account? If yes OTP can send to 2 phone?

Lets say I have 100K this month in 360 account, and i fulfill all the condition. Meaning I will receive 100K x 4.1% interest on that month ?

tq
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Yes, joint name allowed. One phone for OTP only.

Yes. fulfill all 3 bonus interest and get 4.1% = 0.2% base interest + 1.3% bonus interest (spend condition) + 1.3% bonus interest (pay bill condition) + 1.3% bonus interest (deposit condition).
SUSCardNoob
post Aug 30 2019, 01:52 PM

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QUOTE(B u B u @ Aug 30 2019, 01:39 PM)
Can i open joint-name for this 360 account? If yes OTP can send to 2 phone?

Lets say I have 100K this month in 360 account, and i fulfill all the condition. Meaning I will receive 100K x 4.1% interest on that month ?

tq
*
There's a calculator: https://www.ocbc.com.my/personal-banking/ac.../360/index.html
Use that to play around.
B u B u
post Aug 30 2019, 01:52 PM

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QUOTE(rojakwhacker @ Aug 30 2019, 01:46 PM)
Yes, joint name allowed. One phone for OTP only.

Yes. fulfill all 3 bonus interest and get 4.1% = 0.2% base interest + 1.3% bonus interest (spend condition) + 1.3% bonus interest (pay bill condition) + 1.3% bonus interest (deposit condition).
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Wah so simple only, can get 4.1%.... Have to open 1 now, money all dump-in, rate better than FD
SUSCardNoob
post Aug 30 2019, 01:53 PM

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QUOTE(B u B u @ Aug 30 2019, 01:52 PM)
Wah so simple only, can get 4.1%.... Have to open 1 now, money all dump-in, rate better than FD
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First RM 100k only.
After that, the return starts to diminish.
avinlim
post Aug 30 2019, 02:20 PM

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QUOTE(CardNoob @ Aug 30 2019, 01:53 PM)
First RM 100k only.
After that, the return starts to diminish.
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nowadays how many got 100k cash in hand... cry.gif cry.gif cry.gif
il0ve51
post Aug 30 2019, 04:50 PM

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QUOTE(avinlim @ Aug 30 2019, 03:20 PM)
nowadays how many got 100k cash in hand...  cry.gif  cry.gif  cry.gif
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actually this is way better than current FD rate. this can withdraw any time le, not lock.
when FD matured just put in here can liao la, easy.

this is the benefit some group of malaysian take it from granted. at higher rate and less hassle too. cool2.gif
il0ve51
post Aug 30 2019, 04:58 PM

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QUOTE(rojakwhacker @ Aug 29 2019, 05:36 PM)
Yes, as long as not same payment and not same card.

1 maybank card = 1 bill
1 ocbc card = 1 bill
1 cimb card = 1 bill
Total 3 bills

1 maybank card = 2 payment. This is still consider one bill (correct me if i am wrong).
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hi can i just pay RM1 for each card?
rojakwhacker
post Aug 30 2019, 05:03 PM

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QUOTE(il0ve51 @ Aug 30 2019, 04:50 PM)
actually this is way better than current FD rate. this can withdraw any time le, not lock.
when FD matured just put in here can liao la, easy.

this is the benefit some group of malaysian take it from granted. at higher rate and less hassle too.  cool2.gif
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Agree

QUOTE(il0ve51 @ Aug 30 2019, 04:58 PM)
hi can i just pay RM1 for each card?
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If not wrong RM1 should be counted as long as did pay But why choose to pay RM1 ? hmm.gif
SUSCardNoob
post Aug 30 2019, 05:43 PM

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The problem is that the number of OCBC branches is so little.
Not sure if it's lesser than UOB.
David_Yang
post Aug 30 2019, 09:54 PM

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QUOTE(B u B u @ Aug 30 2019, 02:39 PM)
Lets say I have 100K this month in 360 account, and i fulfill all the condition. Meaning I will receive 100K x 4.1% interest on that month ?
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Expect to get this:

Interest credit: RM 16.99
360 Bonus Interest: RM 110.41
360 Bonus Interest: RM 110.41
360 Bonus Interest: RM 110.41

Pretty nice pocket money every month.
LostAndFound
post Aug 30 2019, 11:03 PM

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QUOTE(B u B u @ Aug 30 2019, 01:39 PM)
Can i open joint-name for this 360 account? If yes OTP can send to 2 phone?

Lets say I have 100K this month in 360 account, and i fulfill all the condition. Meaning I will receive 100K x 4.1% interest on that month ?

tq
*
The above example shows, but I will just re-state clearly. You WILL NOT receive 4.1% interest on that month. You will receive approximately 4.1%/12 (since 4.1% is the annual interest rate).
B u B u
post Aug 30 2019, 11:08 PM

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QUOTE(LostAndFound @ Aug 30 2019, 11:03 PM)
The above example shows, but I will just re-state clearly. You WILL NOT receive 4.1% interest on that month. You will receive approximately 4.1%/12 (since 4.1% is the annual interest rate).
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Yeah bro, i meant 4.1% PA

First 100K only right? Above 100K will get lesser interest I heard
rojakwhacker
post Aug 30 2019, 11:11 PM

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QUOTE(B u B u @ Aug 30 2019, 11:08 PM)
Yeah bro, i meant 4.1% PA

First 100K only right? Above 100K will get lesser interest I heard
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Amount x> RM100k receive 0.2% P.A.
B u B u
post Sep 1 2019, 04:08 PM

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Is this 360 better or just put all money inside Flexi mortgage account ?
rojakwhacker
post Sep 1 2019, 04:52 PM

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QUOTE(B u B u @ Sep 1 2019, 04:08 PM)
Is this 360 better or just put all money inside Flexi mortgage account ?
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I dont know about Flexi mortgage account. But OCBC 360 account is good for cash below RM100k. Can withdraw any time for emergency use. Or can just put both if have cash over RM100k.
sl3ge
post Sep 1 2019, 09:52 PM

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Hi Sifu here,
I am new in this ocbc 360 acc.

May i know which date of every month we will get the 4.1%pa interest?
rojakwhacker
post Sep 1 2019, 10:00 PM

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QUOTE(sl3ge @ Sep 1 2019, 09:52 PM)
Hi Sifu here,
I am new in this ocbc 360 acc.

May i know which date of every month we will get the 4.1%pa interest?
*
On the usual date, 0.2% shall be credit on 31st (last day) of the month and 3 x 1.3% shall be normally credited on 2nd of the following month. hmm.gif

This post has been edited by rojakwhacker: Sep 1 2019, 10:03 PM
sidefulnes
post Sep 2 2019, 04:43 PM

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QUOTE(sidefulnes @ Aug 20 2019, 08:58 AM)
Scenario 1 should work.
[attachmentid=10301979]
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QUOTE(rojakwhacker @ Aug 20 2019, 09:09 AM)
Now saved as telemarketing on my contact. Just opened saving account and straight want to sell me marketing stuff.  laugh.gif
Alright. That's good news for others who want to spread spending across multiple OCBC credit card. :thumbsup:
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QUOTE(mamamia @ Aug 20 2019, 09:10 AM)
If based on the screenshot u shared, it should be eligible for this as well??

Month: August, Spend RM300 on credit card, spend RM200 on debit card.
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QUOTE(rojakwhacker @ Aug 20 2019, 09:15 AM)
Seems like yes for the word 'Combine', 'all', and 'and/or' biggrin.gif
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QUOTE(mamamia @ Aug 20 2019, 09:19 AM)
But I better don risk myself for that.. I just make sure one of my card have RM500 spending, but the tnc is very good for ppl who have such scenario that shared earlier..
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QUOTE(sidefulnes @ Aug 20 2019, 10:10 AM)
I've made debit card transaction prior to receiving the new credit card so the remaining spending will be from the credit card. Will update when the interest rolls in.
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Update for this subject
Interest for August has rolled in. Able to fulfill the RM500 spending requirement through :
100 debit card + 400 credit card

rojakwhacker
post Sep 2 2019, 05:24 PM

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QUOTE(sidefulnes @ Sep 2 2019, 04:43 PM)
Update for this subject
Interest for August has rolled in. Able to fulfill the RM500 spending requirement through :
100 debit card + 400 credit card
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Great! Allowed to mix use it thumbsup.gif
rojakwhacker
post Sep 2 2019, 05:24 PM

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--double post--

This post has been edited by rojakwhacker: Sep 3 2019, 08:56 AM
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