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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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SUSendau02
post Jul 25 2019, 11:52 PM

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QUOTE(rojakwhacker @ Jul 25 2019, 09:25 PM)
I guess should be possible

Info from:
https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf

3.4. (a) A “Bill Payment” means a payment from the Eligible Customer’s OCBC 360 Account made :
(i) through retail payment channel of OCBC Online Banking or OCBC Internet Banking to :
(a) the Eligible Customer’s OCBC/OCBC Al-Amin home loan facility; or
(b) any account with any bank or financing institution other than OCBC Bank (Malaysia) Berhad; or
© any participating billing organisations; or
including payment by Interbank GIRO conducted through OCBC Online Banking / OCBC Internet Banking, but excluding any
payment by the Financial Process Exchange (FPX) platform; or
(ii) pursuant to standing instruction to the Eligible Customer’s OCBC home loan facility.
*
ahah.. anyone did this? then i do not need to apply for another card

instant bank transfer can be counted as "pay bill"
rojakwhacker
post Jul 26 2019, 08:37 AM

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QUOTE(endau02 @ Jul 25 2019, 11:52 PM)
ahah.. anyone did this? then i do not need to apply for another card

instant bank transfer can be counted as "pay bill"
*
What card do you want to apply? hmm.gif

It does not state instant bank transfer is exclude or include so i suppose using it should be fine. laugh.gif
sidefulnes
post Jul 26 2019, 08:45 AM

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QUOTE(abcn1n @ Jul 25 2019, 08:37 PM)
If I do interbank funds transfer from my OCBC 360 savings account to my other bank accounts, can it be considered as paying bills to qualify for the extra 1.3%?
*
QUOTE(rojakwhacker @ Jul 25 2019, 09:25 PM)
I guess should be possible

Info from:
https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf

3.4. (a) A “Bill Payment” means a payment from the Eligible Customer’s OCBC 360 Account made :
(i) through retail payment channel of OCBC Online Banking or OCBC Internet Banking to :
(a) the Eligible Customer’s OCBC/OCBC Al-Amin home loan facility; or
(b) any account with any bank or financing institution other than OCBC Bank (Malaysia) Berhad; or
© any participating billing organisations; or
including payment by Interbank GIRO conducted through OCBC Online Banking / OCBC Internet Banking, but excluding any
payment by the Financial Process Exchange (FPX) platform; or
(ii) pursuant to standing instruction to the Eligible Customer’s OCBC home loan facility.
*
QUOTE(endau02 @ Jul 25 2019, 11:52 PM)
ahah.. anyone did this? then i do not need to apply for another card

instant bank transfer can be counted as "pay bill"
*
QUOTE(rojakwhacker @ Jul 26 2019, 08:37 AM)
What card do you want to apply? hmm.gif

It does not state instant bank transfer is exclude or include so i suppose using it should be fine. laugh.gif
*
Yup IBFT is considered as bill payment. Just transfer to your account used for credit card payment is already considered as one bill payment. If you have several, Bob's your uncle smile.gif

rojakwhacker
post Jul 26 2019, 08:50 AM

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QUOTE(sidefulnes @ Jul 26 2019, 08:45 AM)
Yup IBFT is considered as bill payment. Just transfer to your account used for credit card payment is already considered as one bill payment. If you have several, Bob's your uncle smile.gif
*
Great! Thank you for clarifying it thumbsup.gif
doomx
post Jul 26 2019, 10:11 AM

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For the 500 savings, I dump my pay into ocbc once it comes out so 1st of August I need to transfer to my maybank and dump back in 500 to qualify for the %?

Or it’s already considered?
rojakwhacker
post Jul 26 2019, 10:54 AM

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QUOTE(doomx @ Jul 26 2019, 10:11 AM)
For the 500 savings, I dump my pay into ocbc once it comes out so 1st of August I need to transfer to my maybank and dump back in 500 to qualify for the %?

Or it’s already considered?
*
You have to deposit RM500 into OCBC 360 account within a month to trigger the 1.3% interest for that deposit month.

Read more to know more from: flex.gif
https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf
abcn1n
post Jul 26 2019, 12:30 PM

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QUOTE(sidefulnes @ Jul 26 2019, 08:45 AM)
Yup IBFT is considered as bill payment. Just transfer to your account used for credit card payment is already considered as one bill payment. If you have several, Bob's your uncle smile.gif
*
post deleted

This post has been edited by abcn1n: Jul 26 2019, 06:32 PM
abcn1n
post Jul 26 2019, 06:31 PM

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QUOTE(sidefulnes @ Jul 26 2019, 08:45 AM)
Yup IBFT is considered as bill payment. Just transfer to your account used for credit card payment is already considered as one bill payment. If you have several, Bob's your uncle smile.gif
*
sidefulnes Need your help. Today I tried to do the funds transfer. Had to add bank account first. OCBC asked for transfer type (3 choices ie credit card payment, funds transfer, loan payment). Its ok if I choose 'funds transfer' instead of 'credit card payment' right? Am not paying any credit card bills, just want to transfer to my other bank accounts to get the 1.3% interest.
sidefulnes
post Jul 26 2019, 07:44 PM

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QUOTE(abcn1n @ Jul 26 2019, 06:31 PM)
sidefulnes Need your help. Today I tried to do the funds transfer. Had to add bank account first. OCBC asked for transfer type (3 choices ie credit card payment, funds transfer, loan payment). Its ok if I choose 'funds transfer' instead of 'credit card payment' right? Am not paying any credit card bills, just want to transfer to my other bank accounts to get the 1.3% interest.
*
If it's a bank savings account, then transfer type would be funds transfer. Still count for the 3 times IBFT to get 1.3%

This post has been edited by sidefulnes: Jul 26 2019, 07:45 PM
abcn1n
post Jul 26 2019, 10:46 PM

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QUOTE(sidefulnes @ Jul 26 2019, 07:44 PM)
If it's a bank savings account, then transfer type would be funds transfer. Still count for the 3 times IBFT to get 1.3%
*
sidefulnes Thank you smile.gif
abcn1n
post Jul 26 2019, 11:38 PM

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Is there any way that I can use my OCBC debit card to pay my CIMB credit card?
cklimm
post Jul 27 2019, 12:31 AM

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QUOTE(abcn1n @ Jul 26 2019, 11:38 PM)
Is there any way that I can use my OCBC debit card to pay my CIMB credit card?
*
try search on Shoppee, they have all kinds of services there
abcn1n
post Jul 27 2019, 02:35 PM

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QUOTE(cklimm @ Jul 27 2019, 12:31 AM)
try search on Shoppee, they have all kinds of services there
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cklimm Nothing there
cklimm
post Jul 27 2019, 07:07 PM

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QUOTE(abcn1n @ Jul 27 2019, 02:35 PM)
cklimm Nothing there
*
Refine your search term
https://shopee.com.my/Credit-Card-Payment-o...5727.2325854325
Ramjade
post Jul 27 2019, 08:00 PM

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QUOTE(cklimm @ Jul 27 2019, 07:07 PM)
Can trust? Give them your credit card no...
cklimm
post Jul 27 2019, 08:28 PM

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QUOTE(Ramjade @ Jul 27 2019, 08:00 PM)
Can trust? Give them your credit card no...
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Dont forget expiry date and cvv brows.gif
AskarPerang
post Jul 27 2019, 08:34 PM

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QUOTE(cklimm @ Jul 27 2019, 08:28 PM)
Dont forget expiry date and cvv  brows.gif
*
Not required.
Only credit card number is required for them to transfer the money to the credit card as "payment".
abcn1n
post Jul 27 2019, 08:34 PM

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QUOTE(cklimm @ Jul 27 2019, 07:07 PM)
cklimm Thanks but that's not exactly what I'm looking for. Too dangerous. I guess I'll just take some risk to use my OCBC debit card to pay for stuff rather than CIMB credit card.
abcn1n
post Jul 27 2019, 08:54 PM

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Has anybody tried to pay online with OCBC360 mydebit card before? I transferred some $ to my e-wallet this evening but several hours later, my OCBC360 savings account online still haven't shown $ deducted although my e-wallet has received the $. I don't have a credit card. My card clearly stated its mydebit mastercard. When I did interbank transfer yesterday, the account updated very fast but now with debit card, no change in account balance/details? blink.gif
[Edit to add --$ finally deducted although no details of the transaction shown. ]


Also, I changed my phone # at the branch. But then TAC still sent to my old phone # while normal messages sent to my new phone #. Anybody know why this is so and how to overcome it? Faced this problem with both OCBC and Ambank. Already told them the new phone # is for everything--TAC and all communication

This post has been edited by abcn1n: Jul 27 2019, 11:34 PM
Chounz
post Jul 30 2019, 10:48 AM

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guys, would like to know MEPS instant transfer consider bill payment? or must be using IBG?

This post has been edited by Chounz: Jul 30 2019, 10:48 AM

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