May I know use OCBC credit card topup BigPay will fulfil the spending RM500 criteria?

My OCBC 360 acc has no debit card.. today I try to do IBFT, it goes through smoothly..

Yes. It will credit seperately 0.1% and 0.9%

Yes I'm using credit card to substitute the debit card as well

so far yes, i do that every month hehe

Are u all referring to OCBC Titanium card?

Yup

I opened the new account on 20 June,
1. transferred >RM500
2. Did 2 duitnow & 1 Giro debit
3. WITHOUT fulfilling the spending criteria

And I got 2 360-I Bonus.

I guess it should consider as yes. Awaiting August's result to double confirm.

This post has been edited by IzaakC: Jul 23 2019, 10:41 AM

I have some questions, maybe can help answer :

1)For those who open OCBC 360 saving account recently, may i know do they need company letter(To identify you work in that city) if own IC do not match the city that you are in now?


This post has been edited by rojakwhacker: Jul 23 2019, 09:38 AM

Not sure if answers your question but I'll share with you my experience when I opened my OCBC 360 account
Usually OCBC encourage you to open the account closest to your address. My residence and office are in KL (both very close to OCBC branch and HQ) but I went to the OCBC branch in Selangor because it was Federal Territories Day therefore none of the KL branches are opened. I didn't want to take leave just to go to the bank so I opt to go to a branch in Selangor. The person attending to my bank account application had to refer to the branch manager or person in charge before proceeding to open my 360 account (no major hiccups in particular)

I just completed the form as usual with the RM500 deposit. They didn't ask for any company letter of such.

But I thought all banks in Malaysia follow FT holiday calendar.
Selangor branch shouldn't open if it's a FT public holiday.
Likewise, a Selangor should open even if it's a state holiday but not observed as FT holiday.
Correct me if I'm wrong.

This post has been edited by CardNoob: Jul 23 2019, 10:01 AM

No only KL, Labuan and Putrajaya. Its like a state holiday

Alright thank you . Gonna have to try my luck after if i was to success in getting approval for OCBC titanium credit card application.

Foreign banks usually more afraid due to AMLA. My IC from Penang, I stay in Selangor. Have to show utilities bill with my name. I subsequently moved to Johor. Went to open currents account - straight away told cannot, go back to my primary branch. Subsequent year, went to put an FD - all sorts of questions asked. Have to show proof I stay there. EVEN THOUGH I have an OCBC 360 account liao.

Yes, I was asked to show co letter or any utilities bill at KL.. ended up I show my EPF stmt

Alright thank you for the info. Probably safer to bring utilities bill as well. I shall try to apply OCBC Titanium credit card first before opening the saving account.

If I do interbank funds transfer from my OCBC 360 savings account to my other bank accounts, can it be considered as paying bills to qualify for the extra 1.3%?

I guess should be possible

Info from:
https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf

3.4. (a) A “Bill Payment” means a payment from the Eligible Customer’s OCBC 360 Account made :
(i) through retail payment channel of OCBC Online Banking or OCBC Internet Banking to :
(a) the Eligible Customer’s OCBC/OCBC Al-Amin home loan facility; or
(b) any account with any bank or financing institution other than OCBC Bank (Malaysia) Berhad; or
© any participating billing organisations; or
including payment by Interbank GIRO conducted through OCBC Online Banking / OCBC Internet Banking, but excluding any
payment by the Financial Process Exchange (FPX) platform; or
(ii) pursuant to standing instruction to the Eligible Customer’s OCBC home loan facility.

rojackwhacker Thanks. I know duitnow can from reading this topic, but am reluctant to use duitnow. Hehe, can do IBFT

This post has been edited by abcn1n: Jul 25 2019, 10:03 PM

Any difference between DuitNow and IBFT?
They're basically the same under PayNet.

CardNoob Its just that when duitnow came out and till now, the banks were basically forcing one to use duitnow. Your account would automatically be chosen to use duitnow unless you actively remove it. Don't like this kind of force/pushy tactic. Really a big turn off. Plus using phone # etc, didn't really feel so secure. Maybe, when duitnow is more prevalent, I will use it. But hopefully not so soon.