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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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cclim2011
post May 8 2020, 03:46 PM

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ah they announced fast this time. 2.75 aiyo bad
cclim2011
post May 15 2020, 11:14 PM

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just to report that pejabat tanah dan galian kedah entitle 1% pink/blue card rebate.
cclim2011
post May 26 2020, 12:51 PM

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deleted

This post has been edited by cclim2011: May 26 2020, 01:06 PM
cclim2011
post Jun 3 2020, 10:30 AM

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QUOTE(hakkai0810 @ Jun 3 2020, 09:49 AM)
Updated on my case, they say the Monthly interest in charge because i didnt make any payment on the statement that have negative balance...... :confused:
this ocbc think money until crazy d is it lol. If the statement already got negative balance, whats the point still go and make payment for it???

Luckily the amount is not big, really interested on whats their explanation on this
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one of the most rigid and unreasonable banks. for your case, i think it is systemic rigidity of their entire system. got to pay to statement amount i guess.
cclim2011
post Jun 3 2020, 10:44 AM

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QUOTE(hakkai0810 @ Jun 3 2020, 10:37 AM)
ya, the cs did mentioned something like need to "pay" statement. But i was like negative balance still need to pay? Nvr encounter this kind of scenario in other bank lol
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some banks do have. have seen complaints in some of other forums. i will normally pay up to statement amount every month. anyway, i wanted to increase my credit limit (only < my one month pay and it is the lowest of my 10 cards even much lower than mbb) and my salary has been going into them for more than a year. waited for 20min, and said will send me a form by eod. two hours already no email. 😂
cclim2011
post Jun 9 2020, 07:34 PM

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ocbc rejected my credit limit increment request wth (effective, 2 days after i submitted forms). it is my salary account and only give me one month salary credit limit. must be dont like i used all for bigpay/boost lol. ok la changing salary acct to sc. 😂
cclim2011
post Dec 1 2020, 04:57 PM

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Hello, anyone using titanium card for prudential autopay monthly and get 1% rebate?
cclim2011
post Mar 7 2021, 04:22 PM

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ocbc send me a snail mail say want close my account on 18 march. my salary account leh why they dont want me 😂
cclim2011
post Mar 7 2021, 05:20 PM

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QUOTE(mamamia @ Mar 7 2021, 04:31 PM)
No reason given?
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nope. irresponsible.
that day call me say my after my fd matured then will close my account. i said ok go ahead since it is online fd. keep asking me to go branch i said dont want. i tot close fd only. 😅
cclim2011
post Mar 7 2021, 05:21 PM

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QUOTE(!@#$%^ @ Mar 7 2021, 04:46 PM)
are u another one of those who transfer out after 945pm and in before that daily?
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one year plus no do that jor. but if want to place fd in other bank i will transfer out after 10pm la to affin. may be got like 2 or 3 times a month. 😅

anyhow i am going to change my salary account to hlb pay and save since they changed my mach acct to pay and save.
any thread on that? or anyone using? 2.25% + 0.9 if using hlebroking. since i am using hlebroking too.

https://www.hlb.com.my/en/personal-banking/...ve-account.html

This post has been edited by cclim2011: Mar 7 2021, 05:29 PM
cclim2011
post Mar 7 2021, 11:50 PM

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QUOTE(mamamia @ Mar 7 2021, 11:24 PM)
Then, ur acc no more balance? Or they will send cheque to u to refund ur balance?
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just cleared it. the letter say will send bank draft for balance.
think of it, i always play duitnow tied to this acct from. maybank cny games, raya games, deepavali games. may be too much. or my monthly payment to near 20 plus credit cards. 😅
anyway, so long.
cclim2011
post Mar 8 2021, 04:31 PM

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QUOTE(mamamia @ Mar 8 2021, 03:33 PM)
then, they should have call u to "warn" u b4 they decide to close ur acc
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got got. i already explained somewhere July last year (playing maybank games la, earning interest in other banks la etc) and the lady seems ok). i think coz i still have FD then that they could not close it.
cclim2011
post Mar 8 2021, 04:55 PM

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QUOTE(mamamia @ Mar 8 2021, 04:48 PM)
if she say ok mean not "warn" liao...hahha....

then they memang not profesional... they should have give u "warning" instead of close without reason...
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ya bit shocking. coz last week one day before my fd mature a lady called say will close my fd account. or ask me go branch to close (i reluctant la). so i said what happened if i dont go, she said my fd account will be closed. I said ok la close la since it is online fd anyhow. then she said ok sure. like that only la for warning. 😅
cclim2011
post Mar 8 2021, 05:17 PM

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QUOTE(mamamia @ Mar 8 2021, 05:00 PM)
do u still have any other product with them? such as Credit Card?
yeah, i agree with u... i still cant believe a bank can do that by closing ppl account without pre-warning / didnt tell what clause he breach that need toe end the relationship with the customer...
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yaya i have credit card pink. see if they want to close or not haha. now my 360 had rm0, didnt know can clear all earlier.
cclim2011
post Mar 8 2021, 06:25 PM

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QUOTE(mamamia @ Mar 8 2021, 05:19 PM)
Nvm la, since the 360 rate also not attractive anymore, just head to RHB Smart or SCB PSA
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yaya. psa shld be enough for emergency fund. wqs holding to 360 coz it can set multiple future payment in one page (but not enough time to input all card balances before the system trigger inactivity)

user posted image

This post has been edited by cclim2011: Mar 8 2021, 07:31 PM
cclim2011
post Mar 8 2021, 10:40 PM

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QUOTE(mamamia @ Mar 8 2021, 10:11 PM)
Maybe in the call they tell u they will close both of ur acc.. then u heard as only FD acc.. lol
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she mentioned fd mature, so we will close your account. didnt say what account. i really thought it is fd account so dont bother. it was my only one fd with ocbc i tot it's their protocol to close online fd account once matured. haha. didnt mention about saving acct or 360 acct, i am sure.
cclim2011
post Mar 17 2021, 11:46 PM

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QUOTE(anonymous552235 @ Mar 17 2021, 10:23 PM)
did you further find out the reason why since tml is the due date?
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no eh. already moved everything to hlb pay and save. 😂 shld be able to get 2.5% but max 70k for that %

This post has been edited by cclim2011: Mar 17 2021, 11:46 PM
cclim2011
post Mar 18 2021, 07:02 PM

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QUOTE(anonymous552235 @ Mar 18 2021, 05:12 PM)
Oww well unfortunate for ocbc to lose a customer ....still using 360 as my prim ...gui is by far the best to me
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i am still using the pink card haha. hopefully dont card but well i can use scb liverpool for equivalent.

the GUI not bad but i really hate the otp key in then the web access must have otp from app... dah lah slow...
cclim2011
post May 30 2021, 09:09 PM

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hi guys, spend rm500 now (say boost/shopee pay/tng) with ocbc credit card sempat to make it into May spending? quick one. tq 😂
cclim2011
post May 30 2021, 11:03 PM

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QUOTE(cklimm @ May 30 2021, 09:23 PM)
yes
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tq. spent on bp. hopefully made it haha. 😂

This post has been edited by cclim2011: May 30 2021, 11:04 PM

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