Haiya. I open at branch. No free gift

1 question guys...

is the 4.1 calculated as pro rated?

last I saw someone said they will calculate the amount before 25 of the month.. Is that correct?

owh. nvm. so meaning today I deposited extra, this portion also can get 4.1% rite provided I fulfilled the conditions.

Ahh... Meaning it's pro rated. Best still settled everything on the 1st of every month

Easier way to say is average money per month

sum up every day last balance and divide by total days of the month and fulfill critiria within the month.

E.g.
let say i deposit RM10k since day 1 for November till end of November (without add on anymore) meaning (10,000 * 30 / 30) * 4.10%

Using excel easier to track and provision ur interest income

can I know on when the 4.1% is calculated.

e.g. on 15 Jan, all 3 pillars met. the 4.1% calculated fr 1 jan or 15 jan onwards on the ave balance ?

New to the account.

Can I know how do we pay other credit cards that can be considered as 'bills', and also other ones like celcom bills etc?

I can't find Celcom under the billing section.

For other bank credit card, does instant transfer works as 'paying bill' criteria?

Thanks.

Thank you.

So saving my credit cards as favorites under the 'Fund Transfer -> Credit Card Payment' section can consider as bill payment?

The result is out and no issue to get 4.1% with my plan. 

[attachmentid=10386733]

OK my bad, I will use multi quote next time.

How reliable is OCBC servers ?

Last week I tried to pay RM20 from Debit card for order Bigpay card but Bigpay app shows OCBC temporary unavailable error. End up pay by HLB credit card. Tried another payment for reload TnG app also failed. Today I received Bigpay card, try to topup, same error again. Tried paying for Smart Selangor also failed.

I going to apply credit card for my 360 acc and have second thoughts. It really sucks when try to do online payment and it does not work.

Does anyone here face disruption when using OCBC debit or credit card ?

Which branch in selangor area to visit if I would like to open a 360 acc? I dont wanna spend 3 hours just to open an account lol  most of the google maps review I saw are very terrible.

After double checking the bank statement, OCBC CC payment is counted as 1 payments also for paying bills.

I only get RM800 from credit card (16 over 16) , some I use debit card and not able to get    !

mi band 3 on the way, 1 month after opening account.

I received a call from OCBC after emailing to the original email i mentioned, she told me that my interest is calculated based on 4.1% before 29th and 3.6% on 29th onwards. I hence told her that alot of ppl are getting way much lesser, and she has requested 2-3 business days to get the calculation from another team and will call me back.

Base Interest = (sum of daily amount from jan 1 to jan 28)/28 x 0.2/100 x 28/365 + (sum of daily amount from jan 29 to jan 31)/3 x 0.15/100 x 3/365

Bonus Interest = (sum of daily amount from jan 1 to jan 31)/31 x 1.15/100 x 31/365

I get mine correct amount

Anyone doing the transfer between OCBC 360 to SCB PS account after 945pm? I recalled seeing it somewhere but couldn't find it via search topic