Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Jan 4 2017, 07:57 AM
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#1
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia  
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Just to share that MBB 0% BT promotion has ended.
Quoted from the website "Balance Transfer 0% p.a for 12 months APPROVED AFTER THE CAMPAIGN END date (31 DECEMBER 2016) WILL NOT BE REWARDED with 0% upfront fee" http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions |
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Jan 4 2017, 04:14 PM
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#2
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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QUOTE(ytan053 @ Jan 4 2017, 01:26 PM) Thank you for your notification! I thought of doing BT this month, so seems like no chance already. The initial promotion end date is March, and i am thinking to do 1 in this week, so just checking to confirm the eligibility. Then end up realizing the promotion ended earlier, too bad. |
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Jan 24 2017, 11:49 AM
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#3
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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QUOTE(celaw @ Jan 15 2017, 06:48 PM) I had applied 3 mths 0% BT when I got my HSBC Amanah card last year. It is really first 2 mths just need to pay 5% minimum payment, and balance 90% payable on 3rd mth. This round is 12 mths 0% BT, that's why I double confirm again.. I guess this is the clause that make it happens"On the expiry of the Balance Transfer Plan, the normal interest rate for Balance Transfer of 1.50% per month or 18% per annum calculated on a daily basis will apply on the outstanding Balance Transfer Amount." So perhaps they cannot charge us interest charges within the BT period, as long as minimum payment is fulfilled. |
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Mar 1 2017, 11:22 AM
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#4
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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Anyone able to get refund on excess payment made to Aeon?
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Mar 31 2017, 06:06 PM
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#5
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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QUOTE(WhitE LighteR @ Mar 31 2017, 05:52 PM) i hope they will disable the option once the 7.2M is reached. Abit cruel to let people continue on thinking they its still a valid promo and later finding out its over. I think they do, at least that is what i saw in previous promotion.An update in the website and the BT page will no longer show details of the promotion. |
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Aug 1 2024, 07:58 PM
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#6
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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QUOTE(kahwaiCoyG @ Aug 1 2024, 12:40 PM) Hi guys, any bank CC offer 0% balance transfer to new to bank customer for 12 months? Affin is available for new customer tooAs I notice Affin is only for existing customer more than 12 months. https://www.affinalways.com/en/btip |
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Aug 31 2024, 12:25 AM
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#7
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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QUOTE(besiegetank @ Aug 28 2024, 10:52 PM) anyone of you encounter negative credit limit but outstanding balance also near to zero? seems like i took too much ezypay plus from the promotion previously and now I cant spend with the card due to negative credit limit. Try to pay more than the outstanding balance but being rejected also since cannot pay more than the outstanding balance. Now I cannot use the card at all Pay the card using another bank instead of same bank, the payment should be able to go through. |
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Mar 28 2025, 03:02 PM
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#8
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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QUOTE(virtualgay @ Mar 28 2025, 02:53 PM) RHB got meh? For NTB. |
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May 11 2025, 04:16 PM
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#9
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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QUOTE(ruben7389 @ May 11 2025, 03:38 PM) Oh really? How to apply? Checked the app, can't seem to apply from there Click hereAppreciate your input. Thx |
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Jun 30 2025, 11:42 AM
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#10
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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for mbb, if i have request for temporary limit increase, i will no longer able to apply bt (even though my current available limit is higher than the requested additional temporary limit)? Not sure anyone has same encounter before.
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Jul 10 2025, 10:05 PM
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#11
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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Affin Bank 0% BT is back, till 31 Dec. Received an email on this. virtualgay liked this post
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Sep 12 2025, 12:54 PM
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#12
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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For HLB BT, if i make extra payment this month (more than 5% min payment), can i use that surplus to offset with next month? Or next month i still need to pay outstanding balance x 5%?
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Oct 17 2025, 11:43 AM
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#13
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia
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Don't get tempted to spend more when you look at high balance in bank account, because those are borrowed money from credit card.
And only take bt if you foresee you do not have any plan in short term to get loan or apply new cc because these might have implication on your credit score. |
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