Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Oct 23 2016, 12:45 AM
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#1
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Junior Member
327 posts Joined: Nov 2009  
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QUOTE(db07mufan @ Oct 20 2016, 09:40 PM) I tried submitting for BT CIMB to MBB but got rejected don't know why. Is your BT amount is within the MBB current credit limit? |
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Nov 16 2016, 12:32 PM
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#2
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Junior Member
327 posts Joined: Nov 2009
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Hope the MBB BT quota still have for next month. This month statement BT to aeon, next month BT to MBB
2 months clean salary no need to pay cc  |
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Nov 18 2016, 12:41 AM
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#3
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Junior Member
327 posts Joined: Nov 2009
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QUOTE(wonglokat @ Nov 18 2016, 12:20 AM) Oops! Yes! Thanks. Will prepare the form and get it done soon. Hope still got few Ks left from the 3.6M tranche *toes crossed* 3.6M fee waiver is a lot  If the fee is 3%, then total promo BT quota should be RM360 million  |
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Nov 18 2016, 12:50 AM
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#4
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Junior Member
327 posts Joined: Nov 2009
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QUOTE(fruitie @ Nov 18 2016, 12:45 AM) Oh, so it s not RM 3.6M quota for BT? It is for the fees only? Then quite safe for now. Yup it is fees as stated in TnC. Small kacang like me just BT up to 3k only  |
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Dec 3 2016, 11:41 PM
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#5
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Junior Member
327 posts Joined: Nov 2009
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QUOTE(dnp @ Dec 3 2016, 08:19 PM) i meant... is that possible to apply BT with Bank A first, if approved then only swap my card (eg 10k) using cc issued from Bank B Can, if the bank didnt ask for cc statement to do BT.  |
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Jan 19 2017, 12:31 PM
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#6
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Junior Member
327 posts Joined: Nov 2009
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QUOTE(ytan053 @ Jan 19 2017, 10:05 AM) Once BT to HSBC, no more retail transaction. the card is kept in the drawer and was never used for retail transaction, so it was just for the 0% BT promo for new HSBC cc holder. Called to cancel the cc and plan to reapply when there is acquisition promo again. The RM688 was a very good deal for now. Well the problem is, maximum BT is 6000, to eligible 688 cashback tier, need to spend 6888 (inclusive BT). Hm still need to swipe 888 amount after successful BT |
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Jan 19 2017, 03:40 PM
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#7
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Junior Member
327 posts Joined: Nov 2009
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QUOTE(ytan053 @ Jan 19 2017, 03:28 PM) I thought it is 60% of your credit limit? If your credit limit is RM30,000, then you can BT RM18k and get RM688 cash back. Correct me if I am wrong as I am not eligible for this welcome offer. 60% of credit limit OR maximum 6000, for whichever is lower |
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Jan 21 2017, 11:27 AM
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#8
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Junior Member
327 posts Joined: Nov 2009
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QUOTE(siaowei111 @ Jan 21 2017, 09:57 AM) haiz..i am a bit confused here. i applied the 12 months RM 6,888 0% BT from HSBC. just called CS, he told me that the 6,888 BT is 0% but if i did not settle in full (just min balance) for the first month, i will need to pay the credit card interest for the remaining because the 0% is for BT but CC will still charge you if din full fulll. is that right? So the first month HSBC will charge you full BT amount and not 12 month installment pay? wtf BT is that?I think the CS mean if only u pay the min amount but not the chargeable amount at first month, sure will have to pay interest. |
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Jan 21 2017, 11:29 AM
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#9
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Junior Member
327 posts Joined: Nov 2009
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QUOTE(tbheng @ Jan 20 2017, 08:05 AM) Just to check if u r already on these 2 promo? Would the rm888 swipe still enjoy the usual 20 days free credit period? I am waiting for my card approval, still did not apply the BT yet. Still thinking how to trick the 888 spending after seeing this HSBC chargeable retail swipe upon having BT. |
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Jan 27 2017, 07:47 PM
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#10
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Junior Member
327 posts Joined: Nov 2009
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Did BT to maybank for 12 month 3% upfront. Now they didnt even call, just a day later received email with successfully approved BT
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Jul 20 2017, 12:26 PM
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#11
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Junior Member
327 posts Joined: Nov 2009
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QUOTE(justanovice @ Jul 20 2017, 07:41 AM) Citibank 0.99% pa is on reducing balance concept. Hope those who applied understands this correctly before applying. Where did you see this promo? I only saw 2.99% advertise on their website |
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Jul 20 2017, 12:33 PM
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#12
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Junior Member
327 posts Joined: Nov 2009
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Anyone know if there is penalty if i made bt with AEON and pay back 90% for the first month?
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Sep 24 2017, 03:01 PM
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#13
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Junior Member
327 posts Joined: Nov 2009
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Applied MBB bt with 2 forms and approved. Saw BT amount transferred for the first form, but second form still no money transfer. Wait till monday and ill ring them
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Oct 21 2019, 12:10 PM
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#14
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Junior Member
327 posts Joined: Nov 2009
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This year Maybank still has not offer 0% 12 months BT. Any chance for the 2 months left...
If I remember correctly on 2017 the offer came around december |
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