Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

views
     
yhtan
post Jan 26 2017, 10:02 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
UOB 0% BT only applicable for new applicant?

I didn't see any announcement for this new promotion in their website
yhtan
post Mar 29 2017, 10:26 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(mercury99 @ Mar 29 2017, 09:44 AM)
Guys, besides MBB offering 0% BT, any other banks offering the same? I tried checking Post #1 but it wasn't updated :/ Please advise thank you
*
PBBank offer 0% for 6 mths (For 6k and above)
HSBC offer 0% 3 mths for new applicant
yhtan
post May 29 2017, 02:26 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
First time doing Aeon 0% BT, it does require latest credit card account statement, normally u all screenshot first page only or the whole statement?
yhtan
post Jul 3 2017, 12:09 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
Just wanna ask 1 question about PBB BT, let say i have outstanding on :-

HSBC - 2k
UOB - 2k

Can i BT to PBB at 3k each and enjoy 0%, as i know these are excess payment and will PBB accept it?
yhtan
post Jul 3 2017, 12:19 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(justanovice @ Jul 3 2017, 12:17 PM)
Can, no problem with that, as PBB do not require any statements to verify the outstanding balance.
*
ok thanks thumbup.gif

P/S : It seem i can't do that because it allow only per bank sweat.gif

This post has been edited by yhtan: Jul 3 2017, 12:21 PM
yhtan
post Feb 2 2018, 11:54 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(peri peri @ Jan 31 2018, 10:40 PM)
Hi guys,

is this UOB 0% BT for 6 months valid?

https://www1.uob.com.my/btesub/

i filled in, no respond from bank
*
The Programme is open to all new and existing principal UOBM Credit Cardmembers
(“Cardmembers”) who are also principal Cardmembers of Credit or Charge Card(s) issued by
other financial institutions licensed under the Banking and Financial Institutions Act 1989 or
Credit and Charge Card companies approved by Bank Negara Malaysia to issue Credit and
Charge Cards (“other Card Issuers”).


https://www1.uob.com.my/assets/pdf/tnc/UOB-...ransfer-eng.pdf
yhtan
post Feb 2 2018, 02:19 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(MGM @ Feb 2 2018, 01:27 PM)
This BT's repayment similar to PBB(equal payment) or HLB(5%)?
*
i also unsure about it hmm.gif
yhtan
post Feb 13 2018, 10:20 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(skycrawler @ Feb 12 2018, 10:55 AM)
PBB is super strict with their CC u know (T.T)

You got approved easy one?
*
Even approve also won't give u higher limit, but i really love their BT 6 mths 0% plan laugh.gif

QUOTE(Dkck @ Feb 13 2018, 01:37 AM)
Hi all
Was planning to BT 5000 from MBB to HSBC
My MBB card low limit .
HSBC BT rate was 0.42% per month x 6 months
After read their T&c , do not understand this :

14. On the expiry of the BT tenure (as determined according to the BT Plan selected), the normal finance charges for BT of 1.50% per month or 18% per annum calculated on a daily basis will apply.

Someone can explain ? Mean I will be charge for financial charge after BT 6 months end ?

Mean 5000+(0.42%x6)+Financial charge?
*
HSBC balance transfer is complicated, advisable not to apply BT if u have any outstanding or spending on it.
yhtan
post Mar 16 2018, 09:22 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(ckweng @ Mar 16 2018, 08:49 AM)
Usually how long does it take for Public bank to process BT (fund received in other banks' cards)if submit application via email?
*
quite fast, 3 working days can process for u based on my experience
yhtan
post Mar 23 2018, 10:49 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(wjleong15 @ Mar 22 2018, 04:35 PM)
sigh~
left only 2 options - mbb and pbb
doh.gif
*
Now in the market still got BSN and Aeon for 0% BT, all the while Aeon still maintain its 0% BT
yhtan
post Mar 29 2018, 12:33 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(fruitie @ Mar 29 2018, 10:47 AM)
Well, at least you have PBB. I'm already giving up with PBB. laugh.gif
They will never approve my card application. laugh.gif
*
PBB too conservative, probably look at your CCRIS record and deem u as high risk customer for them laugh.gif
yhtan
post Mar 29 2018, 04:03 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(fruitie @ Mar 29 2018, 01:45 PM)
Yes, I also think the same too. biggrin.gif
*
U did too much BT, until they check CCRIS, they sure wah this lady outstanding so much one laugh.gif laugh.gif laugh.gif

Even with my PBB bank credit limit increase also little, still about 40-50% of other banks CC limit
yhtan
post Jun 28 2018, 10:13 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(trust4you @ Jun 28 2018, 09:58 AM)
they know easy money for them. cos many people not discipline enough to pay back, hence interest rate imposed, can earn so much on behalf of bank.

sadly no 12 month punya Balace transfer. ANY so far 12 month 0% interest currently?
*
BSN offer 12mths BT 0%
yhtan
post Aug 2 2018, 02:17 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(final @ Aug 2 2018, 01:52 PM)
public bank already approved my balance transfer. Normally it will take how many days for the amount to be appear in my old CC?
*
u mean inside your pbb statement, if it is approve then it will be immediately appear.

If the recipient bank then 1-2 days.
yhtan
post Dec 29 2018, 11:45 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(yusiang @ Dec 28 2018, 06:57 PM)
OMG, seems like PBB is finally ending their neverending 0% BT starting 2019.

https://www.pbebank.com/Personal-Banking/Pr...ansfer-(5).aspx
*
Oh no, i'm going to cancel this card once and for all, no reason for me keeping it afterall
yhtan
post Dec 29 2018, 12:00 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat


QUOTE(cybpsych @ Dec 29 2018, 11:57 AM)
what is "this card"?
*
PBB credit card
yhtan
post Dec 29 2018, 12:30 PM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(cybpsych @ Dec 29 2018, 12:05 PM)
i know it's pbb cards.

why cancel? the cb cards quite flexible, albeit a bit low.
*
pbb petron card i got it since 7 years ago, probably has to apply PBB quantum master card for my online and dining usage.

That PBB card i merely use for BT for 0% tongue.gif
yhtan
post Sep 14 2019, 01:51 AM

Look at all my stars!!
*******
Senior Member
8,652 posts

Joined: Sep 2005
From: lolyat
QUOTE(Diablo143 @ Sep 13 2019, 08:21 AM)
Done 2nd BT with AEON...😁 Good to know can multiple BT again...

Efficient as usual, sent form on Monday (public holiday), Wed agent call to confirm then got approved...today saw card balance already paid...👍
*
Got one Aeon staff called me to sign up for BT, she did mention now Aeon change the BT policy into credit card limit, i forgot the ratio sweat.gif
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.2924sec    0.44    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 03:34 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.