you can just pay the min amount, the rest of the balance (RM9.5k) will be interest free until the end of the 0% BT tenure.
but remember not to use this card, those retail transactions will kena interest. 

specific to that CC

Maybank Balance Transfer 0% p.a 12 months
Maybank | Terms and Conditions | FAQs | Campaign Promo | Application Form
Campaign Period: 15 September 2016 - 15 March 2017

Enjoy 0% interest for 12 months and 3% upfront fee waived when you transfer your balances from other credit cards to Maybank Credit Card today.

Terms and Conditions:
Applicable to Maybank MasterCard, Visa or American Express Credit Cards Cardmembers.
Applicable to approved Balance Transfer during the campaign period.
Minimum transfer amount RM1,000 and maximum transfer amount RM50,000
Upfront fee of 3% for Balance Transfer 0% 12 months is WAIVED during the Campaign period

Campaign Mechanics:-
i. 12 months Instalment Plan - Interest Rate at 0% per month.
ii. The minimum transfer amount is RM1,000 and the maximum amount is capped at RM50,000 per transaction.
iii. One time up-front fee at 3% which will be charge from the approved amount for each approved application will be WAIVED during the campaign period
iv. The 3% waiver of upfront fee will be credited to credit card account within 30 working days from the approval date.
v. Any Balance Transfer plan approved prior to this campaign period is not allowed to be change to this Balance Transfer Plan
vi. The fee allocated for the waiver is only up to RM3.6M for 6 months campaign duration. The campaign will be automatically stop upon fund has fully depleted.

Mine is super quick...
The money is already in other bank cc account, now minus RM400.
I thought I'm going to use this sum in the meantime of the process of BT

I apply through M2U. Straight away got email application approve.
Later that day (15 Sep) got also SMS mentioned BT approve.
On Friday (16 Sep) got another SMS mention BT amount already transfer to other bank
Today, check the other bank, the amount already deducted.

everything fround from m2u website and stated in T&Cs:

Hi guys and girls,

I am wondering

- if I use my HSBC credit card to swipe a transaction worth of RM 15,000.00 and I apply for BT using my MBB CC, is there any management fees charged upon the applicatoon?

==> Upfront fee upon approval, not upon application.

- what if my MBB CC has limit of RM 15,000.00 only, do you think the BT will be allowed?

==> Normally you can't BT 100% of your credit limit.

- Also, can BT take half of the outstanding amount (RM 7500.00) from my HSBC CC?

==> Half of statement balance no problem.

Thank you.

i tried applied few times, but I keep reject, they just say management decisions, I donno why T_T

Just another poor working mummy paying life savings into kids' education, insurance and family holiday. 

Agreed . Cashback for me since Jan 2016 is 6800. Haven't included the BT interest savings and free gifts (2 luggage bags, 1 blender, 1 Coffee maker). I only started this in late 2014 and used to lurk in LYN to learn. Now it's more of a hobby than a task.

Back to the BT topic. I am going to try Maybank2u BT application this week for just 1200 to experiment how long it takes and whether I get auto approved or rejected. Curious to see if they will ask me for statements, or if it's really simple. Based on previous posts, looks like people have different experiences.

from available balance or credit limit?

mine like this..

save to proceed with 4.5k??

To all readers

This thread has now reached its limit and application for a new TS is now welcome.
Interested parties do submit your application and all applications will be considered throughly before a new thread version is allowed to proceed.

I'm rather divided whether this thread remains relevant but nevertheless as long as there is still interest then I'll allow it to continue. On the same note, I'm open to any feedback on the subject - do PM me.

Finally, I went and printed my CCRIS today. All BT installments are recorded under "Total Outstanding Balance". For MBB itself already showing RM 15k, I hope other banks will not see this as a huge commitment for me... But my scoring is all 0.

lucky u live nearby..

me if here, use email..1 week++ can get the report

in kg, can go myself..coz nearby only

Yes, in BNM.
Just took Grab from office. First ride was than RM 7, so after promo code of RM 7, free ride. When I came back, high demand so RM 11 but still used RM 7 code, paid for RM 4 only.

Put in MyKad and scanned finger print, less than 30s all printed.

Haha. Well hope you're getting good returns on your BT, and also being careful to meet all payment deadlines!

My BT instalments are now 2x my monthly salary largely because I do the revolving BT strategy i.e. Using BT to pay BT, so it's not "real" expenditure, but just extending the repayment.  Currently 4 PBB BTs, 4 MBB BTs, 1 Aeon and 1 HSBC. As a precaution I make sure my FDs can fully cover my outstanding BT. I keep detailed spreadsheets for both to ensure no overspending and no late payments.

Me too got waiver for approval on 18th April. However, it has been posted in my statement on 24th, I assume I can deduct my statement balance right?

Applied BT from SCB to MBB on last 12Apr 6:04PM(Fri) and received sms MBB approved just few minute after that.

On 11Apr (Sun) morning received another sms stated BT amt already transferred to.....immediately check my M2U and 3% charged to my cr card acc but when i check SCB, no payment receive yet.

Today i just checked and still no sign of payment from MBB.

How long usually do bank need to transfer to clear outstanding on other bank?

Any advise?