other than MBB and AFFIN any other bank offer zero% bt?
i did with this 2 bank recently and my limit is small so could not do much

still have some outstanding in another bank need to clear so was wondering if got any other bank still offer zero % BT?

got link?

just did 3.9k on PBB - thank you!
first time doing it - quite straight forward
not sure about how long money will reach my other bank



This post has been edited by virtualgay: Sep 27 2023, 03:59 PM

is tng visa card a debit card?

does CIMB have zero % BT offer or they never really have it?
i know RHB have it like once a year

i just did mine last week ... is like automatic approved

wont reject... is like ur limit is 10k if you transfer 11k just become extra credit u store in ocbc

dont do it too often without letting bank know but they cant stop u from doing so just will terminate ur card if they find out something fishy
ppl normally pay extra because they have big spending coming up
example ur card only 10k limit
then u need to purchase something 15k
so u pay 5k extra inside
so when u use ur card 15k will go through

Mbb really fast
Actually is like as long as you have enough credit limit sure approved won't reject

i just did it like last week and this week i got it approved

after approved continue apply BT continue owe bank lots and lots of money!!! the cycle never ends.. once all this BT ends my life ends

Still manual process... very slow and sometimes they don't even call you

email tell them i want increase
they send me form
i fill up the form with digital signature
then reply their email
100% online do not even need to print out the form all digital

of course need la...
just send them EPF

I think EzyCash is for 6 months if not wrong
BT is for 1 year
better than nothing lo

taking in ZERO% balance transfer they will only benefit it when the customer cant pay
imagine just 5% of 100,000 customer cannot pay they will earn 18% P.A interest
so is a very good business when they offer zero%

anyone know will CIMB ever have ZERO% balance transfer?
i only saw the following on their website
crazy 5.99% so damn high!
Plan A 6 months 5.99% RM1,000
Plan B 12 months 7.99% RM1,000

This post has been edited by virtualgay: Oct 6 2023, 02:32 PM

tak ada

yes very normal
u can make a phone call to them tell them u transfer wrongly and ask them to transfer to your Saving account
not always works, maybe do it like once a year then ok la
and not all bank works since they know the fund is from BT and they might flag your account

applicable to all or still have to ETB vs NTB?