RM0.00 UOB Cards: Exclusively for you. Pay off your other credit card balances with UOB Balance Transfer at 0% for 6mth. Reply UM3 by 30APR2019. T&C apply

For UOB reducing BT, those have an on-going BT will facing an overlapping issue after the new BT approved due to the same BT account number been using by UOB, this means the new BT unable to enjoy the 6 months 0%
secondly, the BT due date is based on the application date, not the statement due date

This post has been edited by theozis: Dec 15 2024, 05:55 PM

yes, luckily I have a Maybank cc and could BT it to there to resolve this overlooked problem

This post has been edited by theozis: Dec 15 2024, 05:58 PM

just called UOB and learnt that my current multiple BT repayment should be ok as long as follow below

Statement due date is 15th of every month
BT1 7.8K - applied on 2 Sep, final due date on 2 Mar 25, current balance 6.435K
BT2 5K - applied on 11 Dec, final due date on 11 Jun 25
BT3 8K - applied on 11 Dec, final due date on 12 Jun 25

Middle of Jan 25 - pay min 5% of 19.435K, let's say pay 1K
Middle of Feb 25 - pay min 5% of 18.435K
before 2 Mar 25 - clear the balance of BT1
Middle of Mar 25 - pay min 5% of BT2 & BT3 , do the same for Apr 25 and May 25, then clear all before 11 Jun 25

High possiblity of MBB won't allow the transfer of excessive payment to saving account

This post has been edited by theozis: Apr 29 2025, 05:51 PM

I see no point to get ezy cash of 7K , then pay 7K to have another ezy cash of 7K
1st ezy cash entitled 0% 6 mths , but u straight pay it back in order to get 2nd ezy cash of 7K ? what is the advantage to do so ?

too many BT/ezy cash promo on-going but guys pls watch out any penalty of early settlement ...
as I aware, MBB doesn't impose penalty , not sure about other banks

Bro, you are a genius to maximize the advantage of BT game

Performed a MBB BT via Barcelona VS (9.2K to UOB) somewhere on 1 Sep
However it had no update after few days and no change to cc limit.
Did again BT 9.25K to UOB on 4 Sep.
End up both BT to UOB same cc account was approved on 5 & 6 Sep.
Now, negative figure of 9K in MBB Barcelona VS cc limit.
Not sure will any interest occurs at next statement date of this month end ?