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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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peri peri
post Sep 23 2016, 11:07 PM

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long time never visit here and apply BT,

i think i need 1 becoz the day diagnose body at kpj already caused me rm2000
peri peri
post Oct 31 2016, 01:22 PM

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hi, i just submitted my MBB BT application since last friday via email, will i get any kind of call to verify before approval? how long will it takes? my aeon due date is very near
peri peri
post Nov 1 2016, 10:52 AM

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QUOTE(xixo_12 @ Oct 31 2016, 04:54 PM)
same with me, submitted on friday and approved by auto email, yet to see transaction on account regarding this .. i guess need to wait..
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QUOTE(cybpsych @ Oct 31 2016, 05:00 PM)
no calls. just wait for final SMS that states the transfer to bank xxxx
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received email on approval

then receive sms on funds transferred to banks

not bad, all in 3 working days
peri peri
post Nov 3 2016, 09:00 AM

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the MBB BT very efficient. All transaction done in 3 working days upon application.

but its 6th day now, i yet seeing any of the said 3% upfront being charged in my card. Is this normal?
peri peri
post Nov 9 2016, 11:04 AM

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till today, there are no sign of 3% upfront being charged to my card, so happi
peri peri
post Nov 9 2016, 03:12 PM

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QUOTE(gastacopz @ Nov 9 2016, 11:16 AM)
if applied via email, wont got any charges..iinm
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yeah, i applied via email due to no Aeon in their m2u system
peri peri
post Dec 27 2016, 11:17 AM

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Hi, anyone using m2u online to apply BT for Aeon credit cards? The drop list did not Aeon credit receiver, should I select Citibank as receiver for Aeon credit card?

Thanks for reply
peri peri
post Dec 27 2016, 09:58 PM

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QUOTE(cybpsych @ Dec 27 2016, 11:57 AM)

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thanks, approved.

Hi, can we perform the BT to our supplementary card? or BT to our principle then only call CS to transfer back to the supp card? what will be the best way?

Thanks all
peri peri
post Jan 12 2017, 11:02 PM

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Hi guys,

the last MBB BT plan G, they did charged the 3% one time fee to my credit card because i apply the promo via m2u on 28th dec. but the amount still reflect there in my acc until today. Is it normal to keep waiting or should i call them to waive it?

This MBB really took 7 working days to transfer the surplus amount in credit to CASA. take note.
peri peri
post Jan 18 2017, 10:54 PM

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QUOTE(lilsunflower @ Jan 15 2017, 05:23 PM)
That's not how I read the above clause (which refers to the obligation to pay the "minimum" of 5% the CC outstanding balance, and does not say that the amount payable per month is 5% of the balance transferred.

But if you wish to proceed based on your understanding and CS confirmation, then please make sure it's really correct. I can't comment further because I've never done a HSBC BT before. Just commenting based on my experience with BTs with other banks and also commercial rationale (why would a bank allow 45% to be interest free and payable only one year later... It's too good to be true).
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3 years ago CIMB also offer similiar scheme for cash lite. 5% min every month and full payment by last month
peri peri
post May 23 2017, 12:20 AM

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just want to re-confirm something.

To perform MBB BT via m2u to Aeon Credit card

the recipient in list should select "citibank" then insert Aeon CC number.

Correct? Thanks
peri peri
post May 28 2017, 12:27 AM

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QUOTE(sendohz @ May 23 2017, 08:32 AM)
Exactly
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many thx
peri peri
post Jun 23 2017, 10:34 PM

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pbb BT to MBB, money in called mbb to transfer to casa, done in 2 days! omg, so efficient. thx mbb
peri peri
post Jun 29 2017, 10:48 PM

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QUOTE(xyunknown @ Jun 25 2017, 09:48 AM)
You did the PBB BT to settle Maybank Card balance, then apply for excess amount to transfer to Saving account?
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yes,
peri peri
post Oct 29 2017, 11:14 PM

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QUOTE(tbing @ Oct 29 2017, 02:58 PM)
Yes. That's my first credit card & my CL limits never increase. The CL was set 2 years ago...
Is it possible to increase my CL? If I put 20k FD in MBB? Or more 40K?
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i tried applied to increase, rejected eventually. They wanted me walk in to a branch a speak to a branch manager.
peri peri
post Jan 31 2018, 10:40 PM

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Hi guys,

is this UOB 0% BT for 6 months valid?

https://www1.uob.com.my/btesub/

i filled in, no respond from bank
peri peri
post Mar 26 2018, 10:56 AM

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dear all,

mid of this month tried once on MBB ikhwan CC BT, got rejected. Just now tried again, reject again.

Is it advisable apply through hardcopy the chance will be higher?

Thanks for advise
peri peri
post Mar 28 2018, 09:41 AM

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correct if im wrong,

early settlement means u pay off all and call to centre to delete off the account.

early payment before due date =/= early settlement.

Btw, HLB BT to my HLB CASA = home loan flexi (4.4 %) and progressively dump into ASNB (6%)
peri peri
post Mar 28 2018, 10:00 AM

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i pumped other BT money to my MBB CC is becoz to full fill the the min spend to get auto waiver on AL
peri peri
post Mar 28 2018, 02:00 PM

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QUOTE(fruitie @ Mar 28 2018, 12:49 PM)
Do they actually consider that as AF waiver criteria? unsure.gif
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wow, only u know wat im hinting

thumbsup.gif

instead of waiver i also got pxxxxs
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