Hi guys, may I know whether you applied through M2u as well? Cause I see two other earlier posters who applied through m2u and got it approved very quickly.

applied 2pm yest. 4pm received approval sms. 8am this morning received sms saying funds transferred. and few hours later is in my other credit card already.

that is the normal t&c of ezycash.
as now there is a limited time promo on ezycash, so they won't charge anything.
just select 6 months plan and will get the cash in your CASA immediately.

UOB is annoying indeed.

I didn't get the promotional SMS this month, but I went on to apply for the 0% BT anyway (with the code BT52), and they called yesterday telling me I am not entitled to the promo..... instead offered me BT at 3.99% p.a. 

I told them the same thing. If there's no 0%, no need to call... which, of course they will ignore anyway.