Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
|
|
 Jun 17 2017, 11:55 AM
Return to original view | Post
#1
|
 
Senior Member
1,556 posts Joined: Jan 2003 
|
how does this 0% balance transfer work?
if I apply for 0% BT of RM1200 for 12 month, I just need to pay RM100 per month is it? and if my credit card only has RM500 debt, can I apply for RM2000 0% BT? |
|
|
|
|
|
Jun 17 2017, 12:13 PM
Return to original view | Post
#2
|
|
Senior Member
1,556 posts Joined: Jan 2003
|
QUOTE(chiahau @ Jun 17 2017, 12:09 PM) 1. Yes. Only need to pay 100 per month. thanks bro. this is good 2. Can. If those Bt does not require statement : Maybank for example.   |
|
|
Jun 18 2017, 11:40 AM
Return to original view | Post
#3
|
|
Senior Member
1,556 posts Joined: Jan 2003
|
QUOTE(0812454 @ Jun 17 2017, 01:45 PM) Do not swipe during BT, otherwise will get finance charge. But how about the installment made before apply for BT? Is it going to get finance charge also? QUOTE(chiahau @ Jun 17 2017, 01:57 PM) This only applies to HSBC card. so conclusion that we can still use the credit card during BT and as long as settle the BT installment and settle statement account won't be charge interest right?Maybank and Pbb good to go as long as you settle statement in full. I have 3 BT in my maybank cards, never once got charged any interest. |
|
|
Jul 28 2017, 05:39 PM
Return to original view | Post
#4
|
|
Senior Member
1,556 posts Joined: Jan 2003
|
Hi, there is extra cash in my credit card after the balance transfer happen
will i be charged some fees if I use advanced cash from the credit card that has extra cash? |
|
|
May 30 2019, 10:41 AM
Return to original view | Post
#5
|
|
Senior Member
1,556 posts Joined: Jan 2003
|
QUOTE(TongCN @ May 29 2019, 09:15 AM) Just being informed by forumer that PBB can turn into 0% 12m flexi loan, so i go for that now which one? i can't find it in PBB website. Haha |
|
|
Jun 8 2019, 06:15 PM
Return to original view | Post
#6
|
|
Senior Member
1,556 posts Joined: Jan 2003
|
Hi, I have credit card from Citibank, ambank, public bank and Maybank. Are they having any 0% bt promotion right now?
|
|
|
Mar 14 2021, 04:03 PM
Return to original view | Post
#7
|
|
Senior Member
1,556 posts Joined: Jan 2003
|
|
| Change to: |  0.0291sec
 0.60
 7 queries
 GZIP Disabled
Time is now: 4th December 2025 - 09:51 AM |
Quote