not sure has anyone tried this?
-Maybe pay 95% during first 6 months, then let the balance 5% subjected to 0.30% interest?
-or it has to be paid by fixed amount??

12 months 0%
(0% for the first 6 months and subsequent months at 0.30%)

http://www.mybsn.com.my/content.xhtml?contentId=136#

too bad. tot can use another 0% BT, since Aeon/UOB all used
coz i saw recently there's 2 type of BT
1) fixed even payment
2) random payment

end of last year.
very risky, and lengthy.
better dun try, even i succeeded

got upfront fees leh, aka interest

usually bank allows 80% (some 90%) from CL.
meant: CLx0.8 = 80k; CL=100k
usually CL= annual earning income x 300~500%.
meant: annual earning income = 200k pa = RM16.67k/mth

i think diff bank offers diff CL (some offers low 200% by-default, some can as high as 500%)
the only rule set by BNM is: total CL (all possessed cards) = annual income x 200% (high earner)
(meant if 10 cards with 200% , or 4 cards with 500%, or mix-and-match)

i tried once with local bank. u need to prove statement the withdrawal bank where u get those money from.
better dun do that often.
was told later may mark as AMLA

but it's going to end at 15 Oct 2024