Oct 2016 i had accumulated total BTs RM1 million
here Balance Transfer

i just looked up my BT records and found i probably have taken more BTs than i thought

2023 Aeon RM279.5k MBB 138.5, UOB 241.8, PBB 202.9 RHB137.4 Affin 75.4

2024
Aeon155.8, MBB 89.7 UOB 33.5 PBB 80.9  RHB 7.8 Affin 34.9k

You used monthly oustanding?
I used total amount of BT applied, record each BT then add them up.

so 2024 your total BT amount RM30k x 12 = RM360k
2022 you did RM600k, you must have also taken millions of BTs also.