Hi. New to balance transfer.

I've been thinking to do it for PTPTN payment. My plan is as follows

- Pay using HLB Essential
- BT to AEON

So, for AEON BT I just need to download the form online and email to them rite?

Any step I am missing or I need to do?

Thanks.

Attachment from HLB right? Means I need to time the transaction properly so that I can BT near the statement date.

Ic. Thanks for the tips.

Understood

Any other suggestion?

I BT twice yesterday from 2 different Maybank card, M2C and Ikhwan. I BT to the same HLB card. Ikwan BT approved and m2c BT rejected. Didint give me any reason. Im sure that the limit is enough. I BT 70% of Ikwan limit and 80% of M2C limit.

Any idea why the m2c BT fail? should i not BT back to the same HLB card? or is it a limit problem and i should lower it down to 70% as well?

This post has been edited by WhitE LighteR: Mar 8 2017, 09:39 AM

islamic n conventional cc dont share credit limit

So I reapplied my BT on MBB M2C card again today. Exactly same amount and same HLB card. Approve. So I guess they don't like I applied 2 BT at same day and/or to same HLB card at once.

This post has been edited by WhitE LighteR: Mar 8 2017, 05:45 PM

normal... the first email is just the system acceptance. the second email/sms is the true confirmation.

Good to know for me. This is my first BT so there is a learning curve for me.

RM0.00 UOBM Cards: Pay off your other credit card balances with UOB Balance Transfer at 0% for 6 months. SMS UOBBT to 66300 by 31 March 2017. T&C apply

I cant find any info about this BT as well... i was looking for the T&C

may i know what is the process like? any upfront fees?

ok just done this BT application. waiting for approval. they allow 80% of CL

all done on phone.

i am old customer.

ya i even ask her if i can share this out to you guys. she say only for those with sms only.... sorry guys

This post has been edited by WhitE LighteR: Mar 10 2017, 06:50 PM

My UOB BT seems to be approve already. I see they created a separate cc account for it. Am I right to assume that the they will generate a statement for this and i need to do the payment into this new account? after the 6 month BT term has ended they will just close this account?

Sorry. No. I am an old card member.
This is a special offer. Not available to everyone. I mentioned this before in previous post.

Just a heads up regarding HLB / Hong Leong Bank request to transfer to CASA for overpayment.

I requested one today and I found out their new SOP is that they are only allow to transfer back funds from originating bank. It is NOT a reverse payment. So you can provide them any CASA account number to them. So if you do BT to AEON, and want to try to cash it out. No chance of that happening.

This post has been edited by WhitE LighteR: Mar 16 2017, 02:04 PM

yes.. jst like in my case. I BT from HLB card to my Maybank card. When the fund enter to my HLB card, I can only transfer back to a Maybank CASA.

This post has been edited by WhitE LighteR: Mar 16 2017, 02:01 PM

they already start tightening.

HLB