Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 May 29 2025, 08:14 AM
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#1
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Junior Member
94 posts Joined: Nov 2008 
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Hi,
Surprise to see that HLB has a different repayment structure for 0% balance transfer. So if we pay 5% or rm50 (whichever is higher), this will not impact in our credit score right (remain 0 for this credit card record)? |
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Nov 5 2025, 12:48 PM
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#2
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Junior Member
94 posts Joined: Nov 2008
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Hi, I want to know the earliest timing to settle the BT under HLB to avoid the early settlement charge.
Consider below. Card statement date : 12 Nov Payment due date: 01 Dec BT expiry date: 12 Dec Thank you |
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